Clay County property record for 2786 N Eshman Ave, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,648 sqft · built 1984 |
| Lot Size | 29 acres (1,263,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Nov 2022 Sale Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060 01 0040000 |
| Primary APN | 060 01 0040000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,648 sqft Finished Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Wood |
| Interior Walls | Log |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,263,240 sqft (29 acres) |
| Lot Dimensions | 660 ft deep x 1,171 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 3,000 sqft |
| Utility Building | 176 sqft |
| Street Address | 2786 N ESHMAN AVE |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 01 T 17 R 06 PT W 1/2 NW 1/4 313/782 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 01 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1722 S CREST MANOR LN, CHATTANOOGA, TN 37404-5558 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 21, 2022 | Warranty Deed, Transfer |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 |
| Deed Sale | Nov 21, 2022 |
| Deed Document Number | 20225808 |
| Deed Book / Page | 313 / 782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 21, 2022 |
| Property Address | 2786 N ESHMAN AVE, WEST POINT, MS 39773-5401 |
| Document Number | 000313/782 |
| Book / Page | 313 / 782 |
| Map Reference | DB 285 PG 307 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022005808 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 DOSSETT ST, ATHENS, TN 37303-4531 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1722 S CREST MANOR LN, CHATTANOOGA, TN 37404-5558 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 2786 N ESHMAN AVE, WEST POINT, MS 39773-5401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 539/382 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 539/382 |
| Instrument | 2021006217 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 26, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 2786 N ESHMAN AVE, WEST POINT, MS 39773-5401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 537/131 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 537/131 |
| Instrument | 2021004613 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $942.00 (-58.54%) | $16,442 (-3.1%) Land $2,485 Building $13,957 | $109,610 (-3.1%) Land $16,564 Building $93,046 |
| 2024 | $16,968 (+11.75%) Land $2,525 Building $14,443 | $113,116 (+11.74%) Land $16,830 Building $96,286 | |
| 2023 | $2,272.00 (+478.12%) Additional exemption filed | $15,184 Land $2,569 Building $12,615 | $101,227 Land $17,129 Building $84,098 |
| 2022 | $393.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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