2786 Gresham Ave, The Villages, FL 32162 Property Records

Sumter County property record for 2786 Gresham Ave, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	2,237 sqft · built 2007
Lot Size	0.22 acres (9,571 sqft)
Owner	2 Individual Names on File
Last Sale	$263,700 (Aug 2007)
Tax Bill	$4,801 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`021923G02A033`

Property Details

APN / Parcel Number

Primary APN	`021923G02A033`
Alternative APNs	`G02A033` `1042950`

Interior

Building Area	2,237 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	2,237 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Concrete Block
Lot Area	9,571 sqft (0.22 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	214 sqft

Location & Zoning

Street Address	2786 GRESHAM AVE
City	THE VILLAGES
State	FL
Zip	32162-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 THE VILLAGES OF SUMTER ALLANDALE VILLAS PB 9 PGS 12-12A
Legal Range	23E
Legal Township	19S
Legal Section	2
Legal Subdivision	THE VILLAGES OF SUMTER ALLANDALE VILLAS
Legal Lot Number	33
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3013
Census Tract	911206

Owner

2786 Gresham Ave is owned and occupied by two individuals who acquired it in October 2024.

Source: Sumter County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 1, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 5, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 14, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2007 · Amount on File
Deed Sale	Aug 1, 2007 · Amount on File
Deed Document Number	200724974
Deed Book / Page	1816 / 745
Last Transfer Date	Oct 28, 2024
Transfer Doc	0047470227
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118

Mortgage

Document Number	0045960471
Date	Feb 9, 2024
Book Page	4596/471
Instrument	202460005044

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118

Mortgage

Document Number	0043370585
Date	Sep 1, 2022
Book Page	4337/585
Instrument	202260043424

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118

Mortgage

Document Number	0041370337
Date	Nov 5, 2021
Book Page	4137/337
Instrument	202160060842

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032100198
Date	Jan 26, 2017
Book Page	3210/0198
Instrument	201760003009

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033050279
Date	Sep 14, 2017
Book Page	3305/0279
Instrument	201760029798

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036920687
Date	Jan 23, 2020
Book Page	3692/0687
Instrument	202060003350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Oct 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2786 GRESHAM AVE, THE VILLAGES, FL 32162-2118
Document Number	0038510130
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2786 GRESHAM AVE THE VILLAGES FL 321622118, THE VILLAGES, FL 32162-2118

Mortgage

Document Number	0038510130
Date	Oct 22, 2020
Book Page	003851/000130
Instrument	60046636

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2786 Gresham Ave was $4,801, up 2.6% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,801.00 (+2.59%)	$356,660	$452,400 Land $57,430 Building $394,970
2024	$4,680.00 (+5.26%)
2023	$4,446.00 (+3.52%) Additional exemption filed	$336,520 (+3%)	$469,220 (+6.25%) Land $38,280 Building $430,940
2022	$4,295.00 Homeowner's exemption	$326,720	$441,600 Land $47,760 Building $393,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2786 Gresham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2786 Gresham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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