2786 E Emerald Ave, Fresno, CA 93720 Property Records

Fresno County property record for 2786 E Emerald Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 2004
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Dec 2024)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`568-333-31`

Property Details

APN / Parcel Number

Primary APN	`568-333-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2786 E EMERALD AVE
City	FRESNO
State	CA
Zip	93720-5424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 165 TRACT NO 5007
Legal Subdivision	TRACT NO 5007
Legal Tract	5007
Legal Lot Number	165
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	3
Census Block	3004
Census Tract	5505

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2786 E EMERALD AVE, FRESNO, CA 93720-5424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Grant Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2024115332
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 1, 2021
Property Address	2786 E EMERALD AVE, FRESNO, CA 93720-5424
Document Number	0000143582
Map Reference	VOL 666 PG 64-68
Instrument Date	Aug 3, 2021
Instrument	2021-0143582
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 E EMERALD AVE, FRESNO, CA 93720-5424

Mortgage

Document Number	0000143583
Date	Sep 1, 2021
Instrument	2021-0143583

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 2, 2020
Property Address	2786 E EMERALD AVE, FRESNO, CA 93720-5424
Document Number	0000026052
Map Reference	VOL 66 PG 64-68
Instrument Date	Feb 24, 2020
Instrument	2020-0026052
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2786 E EMERALD AVE, FRESNO, CA 93720-5424

Mortgage

Document Number	0000026053
Date	Mar 2, 2020
Instrument	2020-0026053

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$494,700 (+2%) Land $148,410 Building $346,290
2025	$3,860.00 (-23.52%) Disabled Person's exemption Veteran's exemption	$485,000 (+18.87%) Land $145,500 Building $339,500
2023	$5,047.00 (+1.61%)	$408,000 Land $91,800 Building $316,200
2022	$4,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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