2786 E 118th Cir, Thornton (Denver), CO 80233 Property Records

Adams County property record for 2786 E 118th Cir, Thornton, CO 80233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 1997
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Jul 2025)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0026884`

Property Details

APN / Parcel Number

Primary APN	`R0026884`
Alternative APNs	`0171901203053` `171901203053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	721 sqft
2nd Floor Area	786 sqft
Basement Area	364 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0026884
Old Parcel Number	171901203053
Street Address	2786 E 118TH CIR
City	THORNTON
State	CO
Zip	80233-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:WALTON HEATH FILING NO 1 BLK:2 LOT:9
Legal Range	68W
Legal Township	02S
Legal Section	01
Legal Quarter	NE
Legal Subdivision	WALTON HEATH
Legal Block	2
Legal Lot Number	9
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	3
Census Block	3021
Census Tract	8508

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2786 E 118TH CIR, THORNTON, CO 80233-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2025000037738
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jun 30, 2017
Property Address	2786 E 118TH CIR, THORNTON, CO 80233-1448
Document Number	0000056184
Instrument Date	Jun 19, 2017
Instrument	56184
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2786 E 118TH CIR THORNTON CO 802331448, THORNTON, CO 80233-1448

Mortgage

Document Number	56185
Date	Jun 30, 2017
Instrument	56185

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-66.35%)	$30,880 (-13.4%) Land $6,250 Building $24,630	$494,000 (-6.26%) Land $100,000 Building $394,000
2023	$3,890.00 (+4.35%)	$35,660 (+5.35%) Land $6,770 Building $28,890	$527,000 (+8.24%) Land $100,000 Building $427,000
2022	$3,728.00	$33,850 Land $12,520 Building $21,330	$486,878 Land $180,000 Building $306,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20