Albany County and Colonie Town property record for 2786 Curry Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 828 sqft · built 1940 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,039 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 15.2-1-36 |
| Primary APN | 012689 15.2-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 552 sqft |
| Upper Floors Area | 276 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 286 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Canopy | 156 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01500200010360000000 |
|---|---|
| Street Address | 2786 CURRY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-2772 E-2772 S-42-03 |
| Legal Block | 1 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 13804 |
2786 Curry Rd is owned and occupied by an individual.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2786 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FNDG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2786 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 2786 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Document Number | 0000000028 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | R2025-728 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2786 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004074 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | R2021-04074 |
| Name | NEWREZ LLC |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2786 CURRY RD, SCHENECTADY, NY 12303-3461 |
| Document Number | 0000009648 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4333 WESTERN TPKE ALTAMONT NY 120095419, ALTAMONT, NY 12009-5419 |
| Document Number | 0000009648 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 9648 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 25, 2047 |
The 2026 property tax bill for 2786 Curry Rd was $4,039, up 0.7% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,039.00 (+0.7%) | ||
| 2025 | $4,011.00 | $90,000 Land $18,000 Building $72,000 | $206,000 Land $41,200 Building $164,800 |
| 2023 | $90,000 (-) Land $18,000 Building $72,000 | $176,500 (+9.33%) Land $35,300 Building $141,200 | |
| 2022 | $90,000 Land $18,000 Building $72,000 | $161,435 Land $32,287 Building $129,148 | |
| 2021 | $3,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2786 Curry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2786 Curry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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