2786 Crestline Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2786 Crestline Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,082 sqft · built 1965
Lot Size	0.217 acres (9,450 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2026)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-03-301-049`

Property Details

APN / Parcel Number

Primary APN	`8813-03-301-049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	1,082 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2786 CRESTLINE AVE
City	WATERLOO
State	IA
Zip	50702-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAVEN FIRST ADDITION LOT 131
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	SOUTHAVEN FIRST ADDITION
Legal Lot Number	131
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	1301

Owner

2786 Crestline Ave is owned and occupied by an individual who bought it in May 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 29, 2026	Fiduciary Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
May 29, 2026	Fiduciary Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Deed Document Number	20267816
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 CRESTLINE AVE, WASHBURN, IA 50702-5811

Mortgage

Document Number	202300012628
Date	Mar 17, 2023
Instrument	202300012628

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jan 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 29, 2026
Property Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811
Document Number	0000007816
Instrument Date	May 22, 2026
Instrument	20267816
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,855.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811

Mortgage

Document Number	0000007817,
Date	May 29, 2026
Instrument	20267817

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 29, 2026
Property Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811
Document Number	0202607816
Instrument Date	May 22, 2026
Instrument	20267816
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,855.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 CRESTLINE AVE, WATERLOO, IA 50702-5811

Mortgage

Document Number	0000007817,
Date	May 29, 2026
Instrument	20267817

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2786 Crestline Ave was $3,650 with a homeowner's exemption, up 0.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00 (+0.94%) Homeowner's exemption	$204,340 Land $24,260 Building $180,080	$204,340 Land $24,260 Building $180,080
2024	$3,616.00
2023		$190,660 (+28.11%) Land $24,260 Building $166,400	$190,660 Land $24,260 Building $166,400
2022	$3,074.00 Homeowner's exemption	$148,820 Land $24,260 Building $124,560
2021			$148,820 Land $24,260 Building $124,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2786 Crestline Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2786 Crestline Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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