27854 Breakers Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 27854 Breakers Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,366 sqft · built 2003
Lot Size	0.155 acres (6,747 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Oct 2019)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-19-0150-00F00-0360`

Property Details

APN / Parcel Number

Primary APN	`36-26-19-0150-00F00-0360`
Alternative APNs	`192636015000F000360` `0863608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	2,766 sqft
1st Floor Area	1,065 sqft
Upper Floors Area	1,301 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,747 sqft (0.155 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	27854 BREAKERS DR
City	WESLEY CHAPEL
State	FL
Zip	33544-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	NORTHWOOD UNITS 4B AND 6B PB 42 PG 055 LOT 36 BLOCK F
Legal Range	19E
Legal Township	26S
Legal Section	36
Legal Subdivision	NORTHWOOD
Legal Tract	150
Legal Block	F
Legal Lot Number	36
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1024
Census Tract	32109

Owner

27854 Breakers Dr is owned and occupied by an individual who bought it in October 2019.

Source: Pasco County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	27854 BREAKERS DR, WESLEY CHAPEL, FL 33544-8628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	2019171764
Deed Book / Page	9986 / 1319
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 7, 2019
Property Address	27854 BREAKERS DR, WESLEY CHAPEL, FL 33544-8628
Document Number	0099861319
Book / Page	9986 / 1319
Map Reference	MB 42 PG 55-57
Instrument Date	Oct 7, 2019
Instrument	2019171764
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HALLMARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13571 NE 25TH AVE, 13571, NORTH MIAMI BEACH, FL 33181-3511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27854 BREAKERS DR, WESLEY CHAPEL, FL 33544-8628

Mortgage

Document Number	99861321
Date	Oct 7, 2019
Instrument	9986/1321

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 27854 Breakers Dr was $5,404 with a homeowner's exemption, up 3.8% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,540 (+2.9%)	$395,552 (-1.35%) Land $63,214 Building $332,338
2025	$5,404.00 (+3.82%) Homeowner's exemption	$269,720 Land $63,214 Building $206,506	$400,954 Land $63,214 Building $337,740
2024	$5,205.00 (+2.93%)
2023	$5,057.00 (+10.7%) Additional exemption filed	$254,490 (+3%) Land $55,019 Building $199,471	$417,146 (+28.07%) Land $55,019 Building $362,127
2022	$4,568.00 Homeowner's exemption	$247,080 Land $45,889 Building $201,191	$325,720 Land $45,889 Building $279,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27854 Breakers Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27854 Breakers Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20