2785 W Sunset Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2785 W Sunset Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1985
Lot Size	1.89 acres (82,328 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Oct 2024)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Jun 2005 Line of Credit Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-010-006-0022`

Property Details

APN / Parcel Number

Primary APN	`004-010-006-0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Building Perimeter
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	82,328 sqft (1.89 acres)
Garage Area	672 sqft

Location & Zoning

Street Address	2785 W SUNSET DR
City	ROSCOMMON
State	MI
Zip	48653-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-701 P-502 243 2785 W SUNSET DR 48653 COM AT NW COR SEC 10 TH S89DEG50'13"E 899.63 FT FOR POB TH S89DEG50'13"E 413. 99 FT TH
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	3
Census Block	3018
Census Tract	970300

Owner

2785 W Sunset Dr is owned and occupied by an individual who bought it in October 2024.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2785 W SUNSET DR, ROSCOMMON, MI 48653-7722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2005	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2024 · Amount on File
Deed Sale	Oct 8, 2024 · Amount on File
Deed Document Number	20246270
Deed Book / Page	1188 / 1062
Record Updated	Sep 20, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2785 W SUNSET DR, ROSCOMMON, MI 48653-7722
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01027/1867
Date	Jun 21, 2005
Book Page	1027/1867
Instrument	200500005355

Lender

Name	CITIZENS BANK
Type	Bank
Address	FLINT, MI 48502

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 18, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 8, 2024
Property Address	2785 W SUNSET DR, ROSCOMMON, MI 48653-7722
Document Number	01188/1062
Book / Page	1188 / 1062
Instrument Date	Oct 4, 2024
Instrument	202400006270
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 WILDWOOD DR, CADILLAC, MI 49601-8762

Mortgage

Document Number	202400006271
Date	Oct 8, 2024
Instrument	202400006271

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2785 W Sunset Dr was $3,590 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600	$259,200
2025	$3,590.00
2023		$84,800	$169,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2785 W Sunset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2785 W Sunset Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 88% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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