2785 SW Versailles Ter, Stuart, FL 34997 Property Records

Martin County property record for 2785 SW Versailles Ter, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2005
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$199,800 (Oct 2005)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-39-40-002-048-0021.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`12-39-40-002-048-0021.0-2-0000`
Alternative APNs	`12-39-40-002-048-00210-2` `59850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,496 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59850
Street Address	2785 SW VERSAILLES TER
City	STUART
State	FL
Zip	34997-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	ST LUCIE FALLS E 25 LOT 21 & W 35 LOT 22 (REVISED PARCEL 18) BLK 48
Legal Range	40E
Legal Township	39S
Legal Section	12
Legal Subdivision	ST LUCIE FALLS (AKA RIVER FOREST)
Legal Block	48
Legal Lot Number	21,22
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1013
Census Tract	1702

Owner

2785 SW Versailles Ter is owned and occupied by an individual who bought it in October 2005.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2785 SW VERSAILLES TER, STUART, FL 34997-1308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2005 · Amount on File
Deed Sale	Oct 4, 2005 · Amount on File
Prior Sale	Jun 10, 2002 · Amount on File
Deed Document Number	20051878071
Deed Book / Page	2068 / 339
Prior Transfer Date	Feb 15, 2005
Prior Transfer Doc	0001816706
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 1, 2020
Property Address	2785 SW VERSAILLES TER, STUART, FL 34997-1308
Document Number	0031770265
Book / Page	003177 / 000265
Instrument Date	Nov 12, 2020
Instrument	2852804
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,091.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26420 E SIDE DR BEAVER ISLAND MI 497829728, BEAVER ISLAND, MI 49782-9728

Mortgage

Document Number	31770268
Date	Dec 1, 2020
Book Page	003177/000268
Instrument	2852805

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2785 SW Versailles Ter was $2,313 with a homeowner's exemption, up % from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00 (+0.04%) Additional exemption filed	$159,546	$376,070 Land $110,000 Building $266,070
2024	$2,312.00 (+2.94%)
2023	$2,246.00 (+4.22%) Additional exemption filed	$150,534 (+3%)	$313,690 (+25.03%) Land $80,000 Building $233,690
2022	$2,155.00 Homeowner's exemption	$146,150	$250,890 Land $74,370 Building $176,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2785 SW Versailles Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2785 SW Versailles Ter is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014
Water Source	Purchased groundwater from MARTIN CO UTILITIES
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20