2785 SW Monarch Trl, Stuart, FL 34997 Property Records

Martin County property record for 2785 SW Monarch Trl, Stuart, FL 34997

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,356 sqft · built 1984
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2022)
Tax Bill	$2,462 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59493`

Property Details

APN / Parcel Number

Primary APN	`59493`
Alternative APN	`12-39-40-002-010-00220-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1984
Architectural Style	Modular
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	6,621 sqft (0.151 acres)
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59493
Street Address	2785 SW MONARCH TRL
City	STUART
State	FL
Zip	34997-8939
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ST LUCIE FALLS BLK 10 E20' OF LOT 22 & THE W40' OF LOT 23 (AKA LOT 19)
Legal Range	40E
Legal Township	39S
Legal Section	12
Legal Subdivision	ST LUCIE FALLS (AKA RIVER FOREST)
Legal Block	10
Legal Lot Number	22
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1028
Census Tract	1702

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2785 SW MONARCH TRL, STUART, FL 34997-8939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 29, 2017	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Jul 29, 2017 · Amount on Record
Deed Document Number	0003352588
Deed Book / Page	3352 / 588
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 28, 2022
Property Address	2785 SW MONARCH TRL, STUART, FL 34997-8939
Document Number	0033520588
Book / Page	3352 / 588
Map Reference	MB 12 PG 48
Instrument Date	Dec 22, 2022
Instrument	2995345
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 WESTBROOK RD, GAINESVILLE, GA 30506-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 SW MONARCH TRL, STUART, FL 34997-8939

Mortgage

Document Number	0003352592
Date	Dec 28, 2022
Instrument	3352/592

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 29, 2017
Property Address	2785 SW MONARCH TRL, STUART, FL 34997-8939
Document Number	0029392883
Book / Page	02939 / 2883
Map Reference	MB12 PG48
Instrument Date	Jul 28, 2017
Instrument	2647863
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 SPRING MEADOW CIR, 612, NEW HOPE, PA 18938-1573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 TROUTMAN RD, COLLEGEVILLE, PA 19426-2972

Mortgage

Document Number	0002647865
Date	Jul 29, 2017
Instrument	2647865

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,963 (+5.99%)	$200,150 (+25.55%) Land $110,000 Building $90,150
2024	$2,462.00 (+2.84%)
2023	$2,394.00 (+63.97%) Additional exemption filed	$159,420 (+52.69%) Land $80,000 Building $79,420	$159,420 (+35.67%) Land $80,000 Building $79,420
2022	$1,460.00 Homeowner's exemption	$104,410	$117,510 Land $74,370 Building $43,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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