2785 Sunny Point Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 2785 Sunny Point Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,064 sqft · built 1996
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2023)
Tax Bill	$960 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454100748968000`

Property Details

APN / Parcel Number

Primary APN	`454100748968000`
Alternative APNs	`38834` `58551` `61002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,416 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	148,104 sqft (3.4 acres)
Lot Width	243 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	48 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	61002
Street Address	2785 SUNNY POINT RD
City	MURPHY
State	NC
Zip	28906-7252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 4 FRADY PROP 1721/808
Legal Subdivision	VIRGINIA FRADY PROPERTY
Legal Phase	1721
Legal Tract	4
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2038
Census Tract	930606

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 OVERLOOK RD, EUSTIS, FL 32726-5341
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer
Sep 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Sep 27, 2022 · Amount on Record
Deed Document Number	20234541
Deed Book / Page	1742 / 292
Prior Transfer Date	Dec 2, 2013
Prior Transfer Doc	1480/1020
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 12, 2023
Property Address	2785 SUNNY POINT RD, MURPHY, NC 28906-7252
Document Number	001742/292
Book / Page	1742 / 292
Instrument Date	Sep 7, 2023
Instrument	4541
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2785 SUNNY POINT RD, MURPHY, NC 28906-7252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 OVERLOOK RD, EUSTIS, FL 32726-5341

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 27, 2022
Property Address	2785 SUNNY POINT RD, MURPHY, NC 28906-7252
Document Number	001721/808
Book / Page	1721 / 808
Instrument Date	Sep 14, 2022
Instrument	6241
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2785 SUNNY POINT RD, 2785, MURPHY, NC 28906-7252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 SUNNY POINT RD, MURPHY, NC 28906-7252

Mortgage

Document Number	0001721812
Date	Sep 27, 2022
Instrument	1721/812

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00	$124,180 (+16.06%)	$124,180 (+16.06%) Land $16,300 Building $107,880
2023		$107,000	$107,000 Land $16,300 Building $90,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Sunny Point Rd

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