St. Charles County property record for 2785 Red Cedar Parc Dr S, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,747 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,300 (Jul 2005) |
| Tax Bill | $4,220 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000601 |
| Primary APN | A972000601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 3,924 sqft |
| 1st Floor Area | 1,747 sqft |
| Basement Area | 1,715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | Deck Area |
| Patio Area | 316 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A972000601 |
|---|---|
| Street Address | 2785 RED CEDAR PARC DR S |
| City | O FALLON |
| State | MO |
| Zip | 63368-6609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE6 |
| Legal Description | CHERRYWOOD PARC #2 LOT 42 |
| Legal Subdivision | CHERRYWOOD PARC #2 |
| Legal Lot Number | 42 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311735 |
2785 Red Cedar Parc Dr S is owned and occupied by two individuals who bought it in July 2005.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2785 RED CEDAR PARC DR S, O FALLON, MO 63368-6609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| May 11, 2022 | Deed of Trust, Mortgage COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2005 · Amount on File |
| Deed Sale | Jul 27, 2005 · Amount on File |
| Prior Sale | Dec 5, 2000 · Amount on File |
| Deed Document Number | 2005685380 |
| Deed Book / Page | 4241 / 1944 |
| Prior Transfer Date | Jun 30, 2005 |
| Prior Transfer Doc | 0042411942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2785 RED CEDAR PARC DR S, O FALLON, MO 63368-6609 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2785 RED CEDAR PARC DR S, O FALLON, MO 63368-6609 |
| Document Number | 0000027630 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022R-027630 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2785 RED CEDAR PARC DR S, O FALLON, MO 63368-6609 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2785 RED CEDAR PARC DR S, O FALLON, MO 63368-6609 |
| Document Number | 0000027020 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022R-027020 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | May 4, 2034 |
The 2025 property tax bill for 2785 Red Cedar Parc Dr S was $4,220, up 5.6% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,220.00 (+5.55%) | $65,724 | $345,918 Land $60,000 Building $285,918 |
| 2024 | $3,998.00 | ||
| 2023 | $60,453 | ||
| 2022 | $318,172 Land $50,000 Building $268,172 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2785 Red Cedar Parc Dr S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2785 Red Cedar Parc Dr S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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