Amherst County property record for 2785 Pera Rd, Monroe, VA 24574 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,216 sqft · built 1972 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Sep 2025) |
| Tax Bill | $1,176 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88 A 8 |
| Primary APN | 88 A 8 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 192 sqft |
| Patio Area | 16 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2785 PERA RD |
|---|---|
| City | MONROE |
| State | VA |
| Zip | 24574-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEAR NAOLA 88 A 8 |
| Jurisdiction | AMHERST VA |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4073 |
| Census Tract | 10100 |
Source: Amherst County records · APN 88 A 8
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2785 PERA RD, MONROE, VA 24574-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed, Transfer · Commercial Mortgage THE FARMERS BANK OF APPOMATTOX |
| Jul 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Jul 07, 2023 · Amount on Record |
| Deed Document Number | 20252714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Sep 12, 2025 |
| Property Address | 2785 PERA RD, MONROE, VA 24574-3132 |
| Document Number | 0250002714 |
| Map Reference | DOC 230001853 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 250002714 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2785 PERA RD, MONROE, VA 24574-3132 |
| Document Number | 0250002715 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 250002715 |
| Name | THE FARMERS BANK OF APPOMATTOX |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AMHERST VA |
| Recording Date | Jul 07, 2023 |
| Property Address | 2785 PERA RD, MONROE, VA 24574-3132 |
| Document Number | 0230001853 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 230001853 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 531 MONTROSE RD, MONROE, VA 24574-2531 |
| Document Number | 0230001854 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 230001854 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Amherst County |
| Unified School District | Amherst County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (+47.74%) | $130,600 (-) Land $45,000 Building $85,600 | $210,100 (+60.87%) Land $54,000 Building $156,100 |
| 2025 | $796.00 | $130,600 (-) Land $45,000 Building $85,600 | $130,600 (-) Land $45,000 Building $85,600 |
| 2024 | $796.00 | $130,600 (-) Land $45,000 Building $85,600 | $130,600 (-) Land $45,000 Building $85,600 |
| 2023 | $796.00 | $130,600 Land $45,000 Building $85,600 | $130,600 Land $45,000 Building $85,600 |
| 2022 | $796.00 |
Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510090101004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 4 of 8 on primary residences |
| Nearby Flood Claims | 6 (1985–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2016, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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