2785 Notta Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 2785 Notta Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,350 sqft · built 1999
Lot Size	4.72 acres (205,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Aug 2022)
Tax Bill	$2,424 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`40158`

Property Details

APN / Parcel Number

Primary APN	`40158`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	205,603 sqft (4.72 acres)
Garage Area	1,120 sqft
Porch	Slab
Deck Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2785 NOTTA RD
City	GLOUCESTER
State	VA
Zip	23061-3194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	MARTINS HILL PARCEL A-1 POPLAR SPRING BRANCH
Legal Subdivision	PLAT: PB25 585
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2785 NOTTA RD, GLOUCESTER, VA 23061-3194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	20224317
Prior Transfer Date	Aug 20, 2008
Prior Transfer Doc	0000006532
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 3, 2022
Property Address	2785 NOTTA RD, GLOUCESTER, VA 23061-3194
Document Number	0220004317
Instrument Date	Jul 25, 2022
Instrument	220004317
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 NOTTA RD, GLOUCESTER, VA 23061-3194

Mortgage

Document Number	0220004318
Date	Aug 3, 2022
Instrument	220004318

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.49%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2785 NOTTA RD, GLOUCESTER, VA 23061-3194
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005219
Date	Jul 23, 2021
Instrument	210005219

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 17, 2018
Property Address	2785 NOTTA RD, GLOUCESTER, VA 23061-3194
Document Number	180005460
Instrument Date	Dec 7, 2018
Instrument	180005460
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5821 INMAN PARK CIR APT 360, 360, ROCKVILLE, MD 20852-5497

Mortgage

Document Number	180005461
Date	Dec 17, 2018
Instrument	180005461

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,424.00 (+15.1%)	$415,720 (+21.19%) Land $131,700 Building $284,020	$415,720 (+21.19%) Land $131,700 Building $284,020
2025	$2,106.00 (+5.35%)	$343,040 (-) Land $106,750 Building $236,290	$343,040 (-) Land $106,750 Building $236,290
2024	$1,999.00	$343,040 (-) Land $106,750 Building $236,290	$343,040 (-) Land $106,750 Building $236,290
2023	$1,999.00 (-10.92%)	$343,040 (+10.82%) Land $106,750 Building $236,290	$343,040 (+10.82%) Land $106,750 Building $236,290
2022	$2,244.00	$309,550 Land $105,800 Building $203,750	$309,550 Land $105,800 Building $203,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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