2785 N David Ct, Oregon, IL 61061 Property Records

Ogle County property record for 2785 N David Ct, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	2,502 sqft · built 1994
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jun 2012)
Tax Bill	$9,960 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-103-009`

Property Details

APN / Parcel Number

Primary APN	`09-28-103-009`

Interior

Stories	2 Stories
Building Area	2,502 sqft Living Area
Basement Area	1,251 sqft
Unfinished Basement	1,251 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	355 ft deep x 125 ft wide

Location & Zoning

Street Address	2785 N DAVID CT
City	OREGON
State	IL
Zip	61061-9396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:10 TWP:24 SECT/LOT:28 LOT 16 CHINQUAPIN RIDGE ESTATES
Legal Range	10
Legal Township	24
Legal Section	28
Legal Subdivision	CHINQUAPIN RIDGE ESTATES
Legal Block	10
Legal Lot Number	16,28
Jurisdiction	OGLE IL
Township / Civil Division	ROCKVALE
Census Block Group	2
Census Block	2085
Census Tract	960700

Owner

2785 N David Ct is owned and occupied by an individual who bought it in June 2012.

Source: Ogle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2785 N DAVID CT, OREGON, IL 61061-9396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK SHANNON POLO
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SHANNON POLO
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SHANNON POLO
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2012 · Amount on File
Deed Sale	Jun 14, 2012 · Amount on File
Deed Document Number	20121204652
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2785 N DAVID CT, OREGON, IL 61061-9396
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000401
Date	Jan 30, 2023
Instrument	202300401

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2028

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2785 N DAVID CT, OREGON, IL 61061-9396
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006225
Date	Aug 24, 2021
Instrument	202106225

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2785 N DAVID CT, OREGON, IL 61061-9396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000082
Date	Jan 4, 2018
Instrument	201800082

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 11, 2023

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	2785 N DAVID CT, OREGON, IL 61061-9396
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003532
Date	Jun 29, 2018
Instrument	201803532

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 11, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2785 N David Ct was $9,960.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Rockvale Township
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,960.00	$128,009 Land $22,710 Building $105,299	$384,027 Land $68,130 Building $315,897
2023		$107,606 Land $19,090 Building $88,516	$322,818 Land $57,270 Building $265,548
2022	$8,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2785 N David Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	40 (1994–2017)
Claims Outside the SFHA	4 of 40
Most Recent Claim	Jan 2017 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2785 N David Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LR Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AaroBand, Frontier, Rise Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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