2785 Morgan St, Oakdale, CA 95361 Property Records

Stanislaus County property record for 2785 Morgan St, Oakdale, CA 95361

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,467 sqft · built 2018
Lot Size0.128 acres (5,580 sqft)
OwnerIndividual Name on Record
Last Sale$387,500 (Dec 2018)
Tax Bill$6,863 (2026)
Deeds & MortgagesSep 2021 Mortgage
May 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN063-079-011-000

Property Details

APN / Parcel Number

Primary APN063-079-011-000
Alternative APN
  • 063-079-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,467 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Lot Area5,580 sqft (0.128 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number063-079-011
Street Address2785 MORGAN ST
CityOAKDALE
StateCA
Zip95361-8588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELMONT AT BRIDLE RIDGE PHASE 4 (44M44) LOT 11
Legal SubdivisionBELMONT/BRIDLE RDG PH 4
Legal Block4
Legal Lot Number11
JurisdictionSTANISLAUS CA
Township / Civil DivisionOAKDALE
Census Block Group4
Census Block4022
Census Tract202

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2785 MORGAN ST, OAKDALE, CA 95361-8588
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 21, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Dec 21, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Deed Document Number201887112
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2785 MORGAN ST, OAKDALE, CA 95361-8588
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 MORGAN ST, OAKDALE, CA 95361-8588

Mortgage

Document Number0000084216
DateSep 1, 2021
Instrument2021-0084216
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2785 MORGAN ST, OAKDALE, CA 95361-8588
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031010
DateMay 5, 2020
Instrument2020-0031010
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2785 MORGAN ST, OAKDALE, CA 95361-8588
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 MORGAN ST, OAKDALE, CA 95361-8588

Mortgage

Document Number0000084267
DateOct 29, 2020
Instrument2020-0084267
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateDec 21, 2018
Property Address2785 MORGAN ST, OAKDALE, CA 95361-8588
Document Number0000087111
Instrument DateDec 14, 2018
Instrument87111
Transaction TypeTransfer
Record UpdatedJan 8, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2785 MORGAN ST OAKDALE CA 953618588, OAKDALE, CA 95361-8588

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateDec 21, 2018
Property Address2785 MORGAN ST, OAKDALE, CA 95361-8588
Document Number0000087112
Instrument DateDec 3, 2018
Instrument2018-0087112
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 MORGAN ST, OAKDALE, CA 95361-8588

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityOakdale City
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,863.00 (+1.46%)$440,527 (+2%) Land $147,915 Building $292,612
2025$6,764.00 (+6.54%)$431,890 (+4.04%) Land $145,015 Building $286,875
2023$6,349.00 (+2.3%)$415,121 Land $139,385 Building $275,736
2022$6,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAKDALE
serves 23,235 people · EPA ID CA5010014
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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