2785 Montego Cv, Del Mar, CA 92014 Property Records

San Diego County property record for 2785 Montego Cv, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,381 sqft · built 2010
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Trust Names on File
Last Sale	$740,000 (Jul 2010)
Tax Bill	$15,555 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`301-170-64-00`

Property Details

APN / Parcel Number

Primary APN	`301-170-64-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,381 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	120 ft deep x 88 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2785 MONTEGO CV
City	DEL MAR
State	CA
Zip	92014-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 168 TR 006497
Legal Subdivision	DEL MAR HILLS
Legal Tract	006497
Legal Block	3
Legal Lot Number	168
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	8324

Owner

2785 Montego Cv is owner-occupied and held in a trust since June 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Intrafamily Transfer, Transfer
Dec 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARLO & BARBARA TRIEGLAFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2010 · Amount on File
Deed Sale	Jul 28, 2010 · Amount on File
Deed Document Number	2010379203
Last Transfer Date	Jun 20, 2013
Transfer Doc	0000401097
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2025
Property Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506
Document Number	0000275020
Map Reference	MAP 6497
Instrument Date	Aug 15, 2025
Instrument	2025-0275020
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2022
Property Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506
Document Number	0000473828
Map Reference	MAP 6497
Instrument Date	Dec 14, 2022
Instrument	2022-0473828
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506

Mortgage

Document Number	0000473829
Date	Dec 20, 2022
Instrument	2022-0473829

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	1-Year T-Bill
Max Rate	10.5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2785 MONTEGO CV, DEL MAR, CA 92014-3506
Document Number	0000408910
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 MONTEGO CV DEL MAR CA 920143506, DEL MAR, CA 92014-3506

Mortgage

Document Number	0000408910
Date	Oct 2, 2018
Instrument	408910

Lender

Name	ARLO & BARBARA TRIEGLAFF
Address	1746 MALDEN ST, SAN DIEGO, CA 92109-2206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2785 Montego Cv was $15,555.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,434,381 (+2%) Land $810,212 Building $624,169
2025	$15,555.00 Homeowner's exemption	$1,406,257 Land $794,326 Building $611,931
2023	$14,406.00 (+1.64%) Homeowner's exemption	$1,351,652 Land $763,482 Building $588,170
2022	$14,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2785 Montego Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2785 Montego Cv has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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