DeSoto County property record for 2785 Magnolia Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,310 sqft · built 1940 |
| Lot Size | 0.585 acres (25,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-4-00083-00 |
| Primary APN | 3-08-6-13-00-4-00083-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 25,500 sqft |
| Lot Dimensions | 300 ft deep x 85 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 2785 MAGNOLIA DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | 13-3- S PT LOTS 423 & 422 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NE |
| Legal Subdivision | TOWN/HEMANDO |
| Legal Lot Number | 423,422 422 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 71124 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hernando South Side (Magnolia) Historic District listed 2001 · 26 contributing resources · NRIS 01000917 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2785 MAGNOLIA DR, HERNANDO, MS 38632-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2013 |
| Deed Sale | Sep 26, 2013 |
| Deed Document Number | 0000717685 |
| Deed Book / Page | 0717 / 685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2785 MAGNOLIA DR, HERNANDO, MS 38632-2701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004753/041 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 4753/041 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jun 26, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2785 MAGNOLIA DR, HERNANDO, MS 38632-2701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|
| Document Number | 005016/189 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 5016/189 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2785 MAGNOLIA DR, HERNANDO, MS 38632-2701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | GOOD TITLE ESCROW AND CLOSING LLC, GOOD TTL ESCROW & CLOSING LL |
| Name | Verified Name |
|---|---|
| Address | 285 MAGNOLIA GARDENS DR, HERNANDO, MS 38632-2461 |
| Document Number | 005495/536 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 5495/536 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,492.00 (+20.74%) | $23,974 (+40.68%) Land $1,681 Building $22,293 | $201,604 (+40.06%) Land $16,809 Building $184,795 |
| 2023 | $2,064.00 | $17,041 | $143,946 Land $16,809 Building $127,137 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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