2785 Lake Silver Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 2785 Lake Silver Rd, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,269 sqft · built 1987
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2022)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1981-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1981-5`
Alternative APNs	`29-4N-23-0000-0014-0000` `23N429000000140000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,269 sqft Living Area
Gross Area	4,735 sqft
1st Floor Area	3,269 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Florida Room
Porch Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2785 LAKE SILVER RD
City	CRESTVIEW
State	FL
Zip	32536-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR W 1089.44 FT N 39.4 FT TO POB N 266.74 FT E 201.02 FT S 267.21 FT W 202.22 FT TO POB
Legal Range	23W
Legal Township	04N
Legal Section	29
Legal Block	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2006
Census Tract	20304

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2785 LAKE SILVER RD, CRESTVIEW, FL 32536-9355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2021	Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	20223580120
Deed Book / Page	3643 / 4131
Prior Transfer Date	Sep 16, 2022
Prior Transfer Doc	0003580120
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 21, 2022
Property Address	2785 LAKE SILVER RD, CRESTVIEW, FL 32536-9355
Document Number	0036434131
Book / Page	3643 / 4131
Instrument Date	Sep 16, 2022
Instrument	3580120
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2791 LAKE SILVER RD, CRESTVIEW, FL 32536-9355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 LAKE SILVER RD, CRESTVIEW, FL 32536-9355

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 9, 2021
Property Address	2785 LAKE SILVER RD, CRESTVIEW, FL 32536-9355
Document Number	0035383451
Book / Page	3538 / 3451
Instrument Date	Mar 26, 2021
Instrument	3445472
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451, CRESTVIEW, FL 32536-0451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 SCARLET DR E, CRESTVIEW, FL 32539-5716

Mortgage

Document Number	0035383453
Date	Apr 9, 2021
Instrument	3538/3453

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,643.00 (+5.93%) Homeowner's exemption Veteran's exemption	$305,924 (+5.99%)	$439,511 (+30.63%) Land $38,214 Building $401,297
2023	$2,495.00 (+2.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$288,643 (+3%)	$336,458 (+8.47%) Land $32,466 Building $303,992
2022	$2,437.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$280,236	$310,198 Land $30,342 Building $279,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: CenturyLink, Verizon.

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