2785 Joseph Ln, Perry, OH 44081 Property Records

Lake County property record for 2785 Joseph Ln, Perry, OH 44081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,188 sqft · built 2005
Lot Size	0.757 acres (33,001 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Nov 2018)
Tax Bill	$9,202 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-A-016-A-00-031-0`

Property Details

APN / Parcel Number

Primary APN	`05-A-016-A-00-031-0`
Alternative APN	`7`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	844 sqft
Attic Area	99 sqft
Basement Area	677 sqft
Unfinished Basement	677 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Contemporary
Exterior Material	Combination
Lot Area	33,001 sqft (0.757 acres)
Lot Width	244 ft Width
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft
Patio Area	602 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	7
Street Address	2785 JOSEPH LN
City	PERRY
State	OH
Zip	44081-8708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101
Legal Subdivision	KEVIN MICHAEL ESTATES SUBDIVISION
Legal Lot Number	31
Jurisdiction	LAKE OH
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2006
Census Tract	206300

Owner

2785 Joseph Ln is owned and occupied by an individual who bought it in November 2018.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2785 JOSEPH LN, PERRY, OH 44081-8708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Aug 2, 2013 · Amount on File
Deed Document Number	4604
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2785 JOSEPH LN, PERRY, OH 44081-8708
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017010
Date	Jun 16, 2022
Instrument	2022R017010

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2785 JOSEPH LN, PERRY, OH 44081-8708
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045545
Date	Dec 30, 2021
Instrument	2021R045545

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	2785 JOSEPH LN, PERRY, OH 44081-8708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008067
Date	Mar 31, 2020
Instrument	2020R008067

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 27, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 9, 2018
Property Address	2785 JOSEPH LN, PERRY, OH 44081-8708
Document Number	0000028806
Map Reference	VOL41 PG24
Instrument Date	Nov 7, 2018
Instrument	2018R028806
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2785 JOSEPH LN, PERRY, OH 44081-8708

Mortgage

Document Number	0000028807
Date	Nov 9, 2018
Instrument	2018R028807

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Perry Township
Municipality	North Perry Village
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,202.00 (+89.19%) Homeowner's exemption	$110,250 (-) Land $19,060 Building $91,190
2022	$4,864.00 Homeowner's exemption	$110,250 Land $19,060 Building $91,190
2021			$315,000 Land $54,450 Building $260,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2785 Joseph Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2785 Joseph Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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