Lake County property record for 2785 Gemini Ln, Riverwoods, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,832 sqft · built 1955 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,628 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-36-203-004 |
| Primary APN | 15-36-203-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Detached |
| Garage Area | 529 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 826 sqft |
| Street Address | 2785 GEMINI LN |
|---|---|
| City | RIVERWOODS |
| State | IL |
| Zip | 60015-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER WOODS EAST LOT AA |
| Legal Subdivision | RIVER WOODS EAST |
| Legal Lot Number | AA |
| Jurisdiction | LAKE IL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 864524 |
2785 Gemini Ln is owned and occupied by an individual who acquired it in June 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2785 GEMINI LN, RIVERWOODS, IL 60015-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 3, 2019 | · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 14, 2019 |
| Transfer Doc | 0007573796 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 2785 GEMINI LN, RIVERWOODS, IL 60015-3816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0007801227 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 7801227 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate | 2.12% |
|---|
| Jurisdiction | LAKE IL |
|---|---|
| Recording Date | Jul 3, 2019 |
| Property Address | 2785 GEMINI LN, RIVERWOODS, IL 60015-3816 |
| Document Number | 0007573796 |
| Map Reference | MB 33 PG 44 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 7573796 |
| Record Updated | Mar 17, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2785 GEMINI LN, RIVERWOODS, IL 60015-3816 |
| Document Number | 0007573797 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 7573797 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.49% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Vernon Township |
| Municipality | Riverwoods Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,697 Land $85,704 Building $65,993 | $455,137 Land $257,138 Building $197,999 | |
| 2024 | $11,628.00 (+11.58%) | ||
| 2023 | $10,421.00 (+4.13%) | $129,696 (+0.39%) Land $73,274 Building $56,422 | $389,127 (+0.39%) Land $219,844 Building $169,283 |
| 2022 | $10,008.00 | $129,192 Land $72,989 Building $56,203 | $387,615 Land $218,989 Building $168,626 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2785 Gemini Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2785 Gemini Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERWOODS serves 3,618 people · EPA ID IL0971450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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