2785 E 1700 N, Layton, UT 84040 Property Records

Davis County property record for 2785 E 1700 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$359,100 (Oct 2018)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-162-0205`

Property Details

APN / Parcel Number

Primary APN	`09-162-0205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Basement Area	1,643 sqft
Unfinished Basement	1,643 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2785 E 1700 N
City	LAYTON
State	UT
Zip	84040-7784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 205, COTTONWOOD UNIT 2. CONT. 0.40 ACRES
Legal Subdivision	COTTONWOOD UNIT 2
Legal Lot Number	205
Legal Unit	2
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1012
Census Tract	125908

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2785 E 1700 N, LAYTON, UT 84040-7784
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF UTAH
Oct 5, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jul 25, 2017	Quit Claim Deed, Transfer · FHA Mortgage BANK OF UT
Jul 25, 2017	Quit Claim Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	20183121180
Deed Book / Page	7114 / 368
Prior Transfer Date	Oct 2, 2006
Prior Transfer Doc	0002207428
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2785 E 1700 N, LAYTON, UT 84040-7784
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008344/273
Date	Sep 25, 2023
Book Page	8344/273
Instrument	3545066

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Oct 5, 2018
Property Address	2785 E 1700 N, LAYTON, UT 84040-7784
Document Number	7114/0368
Book / Page	7114 / 0368
Instrument Date	Oct 1, 2018
Instrument	3121180
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC NATL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2785 E 1700 N, LAYTON, UT 84040-7784

Mortgage

Document Number	3121181
Date	Oct 5, 2018
Instrument	3121181

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 25, 2017
Property Address	2785 E 1700 N, LAYTON, UT 84040-7784
Document Number	0003034455
Book / Page	006813 / 001475
Instrument Date	Jul 19, 2017
Instrument	3034455
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2785 E 1700 N LAYTON UT 840407784, LAYTON, UT 84040-7784

Mortgage

Document Number	3034456
Date	Jul 25, 2017
Book Page	006813/001476
Instrument	3034456

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 25, 2017
Property Address	2785 E 1700 N, LAYTON, UT 84040-7784
Document Number	0003034457
Book / Page	006813 / 001488
Instrument Date	Jul 19, 2017
Instrument	3034457
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2785 E 1700 N LAYTON UT 840407784, LAYTON, UT 84040-7784

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,600 (+6.15%) Land $172,141 Building $131,459	$552,000 (+6.15%) Land $312,983 Building $239,017
2025	$2,724.00 (+4.97%)	$286,000 (-42.45%) Land $164,430 Building $121,570	$520,000 (+4.63%) Land $298,964 Building $221,036
2024	$2,595.00 (-2.66%)
2023	$2,666.00 (-4.72%)	$497,000 Land $227,069 Building $269,931	$497,000 Land $227,069 Building $269,931
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Utah
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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