2785 Dentro de Lomas Rd, Vista, CA 92084 Property Records

San Diego County property record for 2785 Dentro de Lomas Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,224 sqft · built 1990
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Mar 1995)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-230-06-00`

Property Details

APN / Parcel Number

Primary APN	`172-230-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	44,867 sqft
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2785 DENTRO DE LOMAS RD
City	VISTA
State	CA
Zip	92084-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 25 TR 009470
Legal Subdivision	SAN DIEGO #3742
Legal Tract	009470
Legal Block	4
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4022
Census Tract	18803

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Dec 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Oct 25, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 1995 · Amount on Record
Deed Sale	Mar 7, 1995 · Amount on Record
Prior Sale	Feb 16, 1990 · Amount on Record
Deed Document Number	199595652
Prior Transfer Date	Mar 6, 1995
Prior Transfer Doc	0000095651
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2023
Property Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203
Document Number	0000341092
Map Reference	MAP 9470
Instrument Date	Dec 7, 2023
Instrument	2023-0341092
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203

Mortgage

Document Number	0000341093
Date	Dec 12, 2023
Instrument	2023-0341093

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2023
Property Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203
Document Number	0000347905
Map Reference	MAP 9470
Instrument Date	Dec 7, 2023
Instrument	2023-0347905
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2023
Property Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203
Document Number	0000286590
Map Reference	MAP 9470
Instrument Date	Oct 14, 2023
Instrument	2023-0286590
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203

Mortgage

Document Number	0000286591
Date	Oct 19, 2023
Instrument	2023-0286591

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.5%
Max Rate At Change	11.2%
Index	5-Year TN
Max Rate	11.2%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2023
Property Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203
Document Number	0000292802
Map Reference	MAP 9470
Instrument Date	Oct 14, 2023
Instrument	2023-0292802
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2785 DENTRO DE LOMAS RD, VISTA, CA 92084-1203

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$599,625 (+2%) Land $149,895 Building $449,730
2025	$6,290.00 (+4.04%) Homeowner's exemption	$587,868 (+4.04%) Land $146,956 Building $440,912
2023	$6,046.00 (+1.39%) Homeowner's exemption	$565,042 Land $141,250 Building $423,792
2022	$5,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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