2785 College Blvd, Oceanside, CA 92056 Property Records

San Diego County property record for 2785 College Blvd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1972
Lot Size	0.99 acres (4,300 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Mar 2022)
Tax Bill	$7,332 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`162-260-31-00`

Property Details

APN / Parcel Number

Primary APN	`162-260-31-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,258 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	4,300 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2785 COLLEGE BLVD
City	OCEANSIDE
State	CA
Zip	92056-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 44 TR 006752
Legal Subdivision	MESA LOMA
Legal Tract	006752
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18516

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7188 AVIARA DR, CARLSBAD, CA 92011-4900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 21, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 26, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY
Apr 26, 2018	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	2022101277
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0000164812
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2022
Property Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236
Document Number	0000101277
Map Reference	MAP 6752
Instrument Date	Feb 9, 2022
Instrument	2022-0101277
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7188 AVIARA DR, CARLSBAD, CA 92011-4900

Mortgage

Document Number	0000101278
Date	Mar 7, 2022
Instrument	2022-0101278

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236

Mortgage

Document Number	0000475290
Date	Jun 30, 2021
Instrument	2021-0475290

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236
Document Number	0000390202
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2785 COLLEGE BLVD OCEANSIDE CA 920564236, OCEANSIDE, CA 92056-4236

Mortgage

Document Number	0000390202
Date	Jul 21, 2020
Instrument	390202

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236
Document Number	0000164812
Instrument Date	Mar 30, 2018
Instrument	164812
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2785 COLLEGE BLVD OCEANSIDE CA 920564236, OCEANSIDE, CA 92056-4236

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	2785 COLLEGE BLVD, OCEANSIDE, CA 92056-4236
Document Number	0000164811
Instrument Date	Mar 9, 2018
Instrument	164811
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2785 COLLEGE BLVD OCEANSIDE CA 920564236, OCEANSIDE, CA 92056-4236

Mortgage

Document Number	164813
Date	Apr 26, 2018
Instrument	164813

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,694 (+2%) Land $541,216 Building $124,478
2025	$7,332.00 (+13.52%)	$652,642 (+12.33%) Land $530,604 Building $122,038
2023	$6,459.00 (+38.04%)	$581,000 Land $472,000 Building $109,000
2022	$4,679.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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