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2785 Cobbtown Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2785 Cobbtown Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,000 sqft · built 2023
Lot Size1.99 acres (86,684 sqft)
OwnerIndividual Name on Record
Tax Bill$3,669 (2024)
Deeds & MortgagesMar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN14-4N-29-0000-00605-0000

Property Details

APN / Parcel Number

Primary APN14-4N-29-0000-00605-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,000 sqft Heated Area
1st Floor Area4,000 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Lot Area86,684 sqft (1.99 acres)
PorchOpen Porch
Porch Area2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number144N290000006050000
Street Address2785 COBBTOWN RD
CityJAY
StateFL
Zip32565-9247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description**NEW PARCEL FOR 2023 TAXES*** COM NW COR OF SEC 14-4N-29W, TH S 1287.57FT, TH E 226.43FT TO POB, TH CONT E 314.61FT, TH
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3043
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2785 COBBTOWN RD, JAY, FL 32565-9247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 29, 2023
Transfer Doc0043791491
Record UpdatedJun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 29, 2023
Property Address2785 COBBTOWN RD, JAY, FL 32565-9247
Document Number0043791491
Book / Page4379 / 1491
Instrument DateMar 29, 2023
Instrument202313131
Transaction TypeTransfer
Record UpdatedApr 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2801 COBBTOWN RD, JAY, FL 32565-9203

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 COBBTOWN RD, JAY, FL 32565-9203

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,669.00 Homeowner's exemption$346,220 Land $15,984 Building $330,236$346,220 Land $15,984 Building $330,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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