2785 Co Rd 160, Centre, AL 35960 Property Records

Cherokee County property record for 2785 Co Rd 160, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,767 sqft · built 2004
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Sep 2017)
Tax Bill	$891 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-12-05-21-0-000-039.001`

Property Details

APN / Parcel Number

Primary APN	`13-12-05-21-0-000-039.001`
Alternative APNs	`ALT APN:1205210000039001` `31805`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	480 sqft

Location & Zoning

Account Number	31805
Street Address	2785 COUNTY ROAD 160
City	CENTRE
State	AL
Zip	35960-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR SEC 21;E 440'TO POB; N 250'D 220'S; E 220';S250'D 220'S; W 220'TO POB
Legal Range	11E
Legal Township	10S
Legal Section	21
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1009
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2785 COUNTY ROAD 160, CENTRE, AL 35960-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	2017199769
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 26, 2017
Property Address	2785 COUNTY ROAD 160, CENTRE, AL 35960-4539
Document Number	0000199769
Instrument Date	Sep 25, 2017
Instrument	199769
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2785 COUNTY ROAD 160, CENTRE, AL 35960-4539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	598 HOLLAND RD NW, ROME, GA 30165-6726

Mortgage

Document Number	0000199770
Date	Sep 26, 2017
Instrument	199770

Lender

Name	FFB AG FINANCE INC AKA FIRST FINANCIAL B
Type	Bank
Address	TALLADEGA, AL 35160

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$891.00 (+7.48%)
2025	$829.00 (-52.25%) Homeowner's exemption	$21,020 (-49.15%) Land $360 Building $20,660	$210,200 (+1.69%) Land $3,600 Building $206,600
2024	$1,736.00	$41,340 (-) Land $660 Building $40,680	$206,700 (-) Land $3,300 Building $203,400
2023	$1,736.00	$41,340 (-)	$206,700 (-) Land $3,300 Building $203,400
2022	$1,736.00	$41,340 Land $660 Building $40,680	$206,700 Land $3,300 Building $203,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 160

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