2785 Bluegrass Way, Frederick, MD 21702 Property Records

Frederick County property record for 2785 Bluegrass Way, Frederick, MD 21702

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.131 acres (5,733 sqft)
Owner	Individual Name on Record
Last Sale	$721,000 (Apr 2024)
Tax Bill	$1,498 (2023)
Deeds & Mortgages	May 2024 Line of Credit Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-602440`

Property Details

APN / Parcel Number

Primary APN	`02-602440`
Alternative APN	`602440`

Exterior

Lot Area	5,733 sqft (0.131 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	602440
Street Address	2785 BLUEGRASS WAY
City	FREDERICK
State	MD
Zip	21702-2848
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 416 SECTION 2 PL 5,733 SQ FT KELLERTON
Legal Lot Number	416
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4001
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 24, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit KEYSTONE CUSTOM HOMES INC
Apr 10, 2024	Deed, Transfer · VA Mortgage MDE HOME LOANS LLC
May 1, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	May 1, 2023 · Amount on Record
Deed Document Number	0016822496
Deed Book / Page	16822 / 496
Record Updated	Jun 7, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848

Mortgage

Document Number	0168470452
Date	May 1, 2024
Book Page	16847/452

Lender

Name	KEYSTONE CUSTOM HOMES INC
Type	Non-Lending Institution
Address	LANCASTER, PA 17601

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 10, 2024
Property Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848
Document Number	0168220496
Book / Page	16822 / 496
Map Reference	MB 105 PG 104&105
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	PENN TRANSFER LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848

Mortgage

Document Number	0016822503
Date	Apr 10, 2024
Instrument	16822/503

Lender

Name	MDE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 1, 2023
Property Address	2785 BLUEGRASS WAY, FREDERICK, MD 21702-2848
Document Number	0164220208
Book / Page	16422 / 208
Map Reference	MB 105 PG 104&105
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 GRANITE RUN DR STE 100, 100, LANCASTER, PA 17601-6813

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,498.00	$83,333	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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