2785 Amberly Ln, Troy, MI 48084 Property Records

Oakland County property record for 2785 Amberly Ln, Troy, MI 48084

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 3,466 sqft · built 2000
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Sep 2020)
Tax Bill$10,281 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-30-101-063

Property Details

APN / Parcel Number

Primary APN88-20-30-101-063

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms14 Rooms
Stories2 Stories
Building Area3,466 sqft Living Area
1st Floor Area1,757 sqft
Basement Area1,757 sqft
Unfinished Basement1,757 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area14,375 sqft (0.33 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2785 AMBERLY LN
CityTROY
StateMI
Zip48084-2694
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 30 OAKLAND COUNTY CONDOMINIUM PLAN NO 1187 NORTHPOINTE VILLAGEIII UNIT 3 L 20245 P 482 7-12-99 FR 006
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit3
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1014
Census Tract197701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2785 AMBERLY LN, TROY, MI 48084-2694
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Sep 14, 2020Warranty Deed, Transfer
EQUITY TITLE AGENCY LLC
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Prior SaleMay 16, 2007 · Amount on Record
Deed Document Number2020184705
Deed Book / Page54815 / 199
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2785 AMBERLY LN, TROY, MI 48084-2694
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 AMBERLY LN, TROY, MI 48084-2694

Mortgage

Document Number0000204264
DateOct 5, 2020
Book Page54943/294
Instrument204264
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 14, 2020
Property Address2785 AMBERLY LN, TROY, MI 48084-2694
Document Number0000184705
Book / Page54815 / 199
Map ReferenceLB 20245 PG 482
Instrument DateAug 31, 2020
Instrument184705
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyEQUITY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$5,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2785 AMBERLY LN, 2785, TROY, MI 48084-2694

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 AMBERLY LN, TROY, MI 48084-2694
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2785 AMBERLY LN, TROY, MI 48084-2694
Document Number0000110763
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2785 AMBERLY LN TROY MI 480842694, TROY, MI 48084-2694

Mortgage

Document Number0000110763
DateJun 10, 2020
Book Page054323/000672
Instrument110763
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 9, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,281.00 (+2.41%)
2024$10,039.00 (-4.04%)
2023$618,200
2022$10,462.00$309,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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