27847 Banner Ln, La Plata, MO 63549 Property Records

Adair County property record for 27847 Banner Ln, La Plata, MO 63549 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,560 sqft · built 2008
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-05.0-15-000-00-08.000`

Property Details

APN / Parcel Number

Primary APN	`19-05.0-15-000-00-08.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
Basement Area	2,560 sqft
Finished Basement	2,560 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Parking Spaces	5 Parking Spaces
Deck Area	288 sqft
Patio Area	585 sqft
Lean-To	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	27847 BANNER LN
City	LA PLATA
State	MO
Zip	63549-5166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 306.08' N OF SE COR SE1/4- W 854' N 1020' E 854' S 1020' TO POB LESS R/W- ADAIR COUNTY MO. S15-T61-R14 (CO RD 133)
Legal Subdivision	RURAL
Jurisdiction	ADAIR MO
Township / Civil Division	WILSON
Census Block Group	3
Census Block	3100
Census Tract	950100

Owner

Source: Adair County records · APN 19-05.0-15-000-00-08.000

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 20, 2018	Warranty Deed, Transfer
Jun 19, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage MERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2018
Deed Sale	Nov 20, 2018
Prior Sale	Jun 19, 2017
Deed Document Number	201800002843
Deed Book / Page	1068 / 565
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001068/587
Date	Nov 20, 2018
Book Page	1068/587
Instrument	201800002844

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001082/22
Date	Sep 26, 2019
Book Page	1082/22
Instrument	201900002197

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR MO
Property Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104/96
Date	Nov 09, 2020
Book Page	1104/96
Instrument	202000003074

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR MO
Recording Date	Nov 20, 2018
Property Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Document Number	001068/565
Book / Page	1068 / 565
Instrument Date	Nov 10, 2018
Instrument	201800002843
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27847 BANNER LN, LA PLATA, MO 63549-5166

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR MO
Recording Date	Jun 19, 2017
Property Address	27847 BANNER LN, LA PLATA, MO 63549-5166
Document Number	01045/0345
Book / Page	1045 / 0345
Instrument Date	Jun 15, 2017
Instrument	201700001347
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27847 BANNER LN, LA PLATA, MO 63549-5166

Mortgage

Document Number	01045/0347
Date	Jun 19, 2017
Book Page	1045/0347
Instrument	201700001348

Lender

Name	MERS
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Adair County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Adair County
Unified School District	Adair County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,181.00 (+10.15%)	$62,060 (+9.05%) Land $4,520 Building $57,540	$329,770 (+9.14%) Land $26,110 Building $303,660
2023	$2,888.00	$56,910 Land $4,700 Building $52,210	$302,160 (-) Land $26,900 Building $275,260
2022			$302,160 Land $26,900 Building $275,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adair County (29001C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 25% of Missouri
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Chariton Valley Telephone	Fiber	1,000 / 1,000
Mark Twain Rural Telephone Company	Fixed Wireless	100 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

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