2784 Swallow Rd, Oneida, NY 13421 Property Records

Oneida County and Verona Town property record for 2784 Swallow Rd, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 1979
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,336 (May 2008)
Tax Bill	$5,676 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018350.2`

Property Details

APN / Parcel Number

Primary APN	`018350.2`
Alternative APNs	`620028300000010690030000` `306200 283.000-1-69.3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	139,392 sqft (3.2 acres)
Lot Dimensions	600 ft deep x 400 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	900 sqft
Shed	1 Shed
Canopy	400 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	018350.2
Street Address	2784 SWALLOW RD
City	ONEIDA
State	NY
Zip	13421-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	69.003
Jurisdiction	ONEIDA NY
Township / Civil Division	VERONA
Census Block Group	1
Census Block	1158
Census Tract	24700

Owner

Source: Oneida County and Verona Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2784 SWALLOW RD, ONEIDA, NY 13421-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Mar 18, 2017	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage JP MORGAN CHASE BK
Mar 18, 2017	Deed of Trust, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2008 · Amount on Record
Deed Sale	May 5, 2008 · Amount on Record
Prior Sale	Nov 8, 1994 · Amount on Record
Deed Book / Page	2008 / 7381
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	2784 SWALLOW RD, ONEIDA, NY 13421-3410
Document Number	0000015727
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 SWALLOW RD ONEIDA NY 134213410, ONEIDA, NY 13421-3410

Mortgage

Document Number	0000015727
Date	Oct 30, 2018
Instrument	15727

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 29, 2023

March 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	ONEIDA NY
Property Address	2784 SWALLOW RD, ONEIDA, NY 13421-3410
Document Number	0000004589
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 SWALLOW RD ONEIDA NY 134213410, ONEIDA, NY 13421-3410

Mortgage

Document Number	0000004589
Date	Mar 29, 2017
Instrument	4589

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	2784 SWALLOW RD, ONEIDA, NY 13421-3410
Document Number	0000004588
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 SWALLOW RD ONEIDA NY 134213410, ONEIDA, NY 13421-3410

Mortgage

Document Number	0000004588
Date	Mar 29, 2017
Instrument	4588

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Oneida County and Verona Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Verona Town
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,676.00 (+0.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$5,637.00 (+332.29%)	$102,000 (-) Land $12,100 Building $89,900	$231,818 (+11.36%) Land $27,500 Building $204,318
2023		$102,000 (-) Land $12,100 Building $89,900	$208,163 (+16.33%) Land $24,694 Building $183,469
2022	$1,304.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$102,000 Land $12,100 Building $89,900	$178,947 Land $21,228 Building $157,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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