2784 E Main St, Waterbury, CT 06705 Property Records

Waterbury City property record for 2784 E Main St, Waterbury, CT 06705

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,371 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2026)
Tax Bill	$6,699 (2026)
Deeds & Mortgages	Jul 2026 Sale Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40001370057`

Property Details

APN / Parcel Number

Primary APN	`40001370057`
Alternative APNs	`WATE M:0400 B:0137 L:0057` `WBRY M:0400 B:0137 L:0057`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,371 sqft Living Area
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1967
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	40001370057
Street Address	2784 E MAIN ST
City	WATERBURY
State	CT
Zip	06705-2847
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RL
Legal Block	137
Legal Lot Number	57
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	3
Census Block	3002
Census Tract	352701

Owner

2784 E Main St, a triplex, is owned and occupied by two individuals who bought it in July 2026.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2784 E MAIN ST, WATERBURY, CT 06705-2847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer
Jan 5, 2018	Deed of Trust, Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jan 26, 1996 · Amount on File
Deed Book / Page	9294 / 159
Transfer Doc	3301000250
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Jul 1, 2026
Property Address	2784 E MAIN ST, WATERBURY, CT 06705-2847
Document Number	0000014851
Book / Page	9294 / 159
Instrument Date	Jun 3, 2026
Instrument	202614851
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 E MAIN ST, WATERBURY, CT 06705-2847

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	2784 E MAIN ST, WATERBURY, CT 06705-2847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7727-275
Date	Jan 5, 2018
Book Page	7727/275

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2784 E Main St was $6,699.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,699.00	$154,560 (-) Land $25,760 Building $128,800
2025		$154,560 Land $25,760 Building $128,800	$220,800 Land $36,800 Building $184,000
2024	$6,952.00 (-17%)
2023	$8,376.00	$154,560 Land $25,760 Building $128,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2784 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2784 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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