2784 Daphne Dr, Union, KY 41091 Property Records

Boone County property record for 2784 Daphne Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2006
Lot Size	0.132 acres (5,768 sqft)
Owner	2 Individual Names on File
Last Sale	$233,500 (Mar 2019)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-05-214.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-05-214.00`
Alternative APN	`5028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	5,768 sqft (0.132 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2784 DAPHNE DR
City	UNION
State	KY
Zip	41091-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 214 SEC 14 ORLEANS SOUTH
Legal Subdivision	ORLEANS SOUTH
Legal Lot Number	214
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3003
Census Tract	70318

Owner

2784 Daphne Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Boone County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2784 DAPHNE DR, UNION, KY 41091-8711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2019	Warranty Deed, Transfer · ARM DEARBORN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2019 · Amount on File
Deed Sale	Mar 11, 2019 · Amount on File
Prior Sale	Sep 25, 2007 · Amount on File
Deed Document Number	2019770085
Deed Book / Page	1122 / 891
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 20, 2026
Property Address	2784 DAPHNE DR, UNION, KY 41091-8711
Document Number	0001277034
Book / Page	1260 / 521
Instrument Date	Jul 17, 2026
Instrument	20261277034
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$35,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 DAPHNE DR, UNION, KY 41091-8711
Investor	Possibly a Property Investor

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Mar 11, 2019
Property Address	2784 DAPHNE DR, UNION, KY 41091-8711
Document Number	0D1122/891
Book / Page	D1122 / 891
Map Reference	CAB 5 SL 198
Instrument Date	Feb 27, 2019
Instrument	770085
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2584 DAPHNE DRIVE, UNION, KY 41091

Mortgage

Document Number	0000770086
Date	Mar 11, 2019
Instrument	770086

Lender

Name	DEARBORN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2784 Daphne Dr was $1,776.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00	$233,500 Land $35,000 Building $198,500
2024			$233,500 (-) Land $35,000 Building $198,500
2023	$1,839.00 (+0.55%)	$233,500 (-) Land $35,000 Building $198,500	$233,500 (-) Land $35,000 Building $198,500
2022	$1,829.00	$233,500 Land $35,000 Building $198,500	$233,500 Land $35,000 Building $198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2784 Daphne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2784 Daphne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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