2783 River Rd, Phillipsburg, NJ 08865 Property Records

Warren County and Harmony Township property record for 2783 River Rd, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,410 sqft · built 1989
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2018)
Tax Bill	$6,399 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00039-0000-00031-01`

Property Details

APN / Parcel Number

Primary APN	`10-00039-0000-00031-01`
Alternative APN	`10000390000000310001`

Interior

Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	102,366 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2783 RIVER RD
City	PHILLIPSBURG
State	NJ
Zip	08865-8011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	39
Legal Lot Number	31.1
Jurisdiction	WARREN NJ
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1022
Census Tract	31800

Owner

Source: Warren County and Harmony Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2783 RIVER RD, PHILLIPSBURG, NJ 08865-8011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 26, 2018	Grant Deed, Transfer · Conventional Mortgage MLB RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	2018494819
Deed Book / Page	2870 / 343
Prior Transfer Date	Oct 13, 2006
Prior Transfer Doc	0021120098
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	2783 RIVER RD, PHILLIPSBURG, NJ 08865-8011
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2783 RIVER RD, ALPHA, NJ 08865-8011

Mortgage

Document Number	007804/185
Date	Oct 15, 2025
Book Page	7804/185
Instrument	2025-627582

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 19, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 26, 2018
Property Address	2783 RIVER RD, PHILLIPSBURG, NJ 08865-8011
Document Number	0000494819
Book / Page	002870 / 000343
Instrument Date	May 21, 2018
Instrument	494819
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2783 RIVER RD PHILLIPSBURG NJ 088658011, PHILLIPSBURG, NJ 08865-8011

Mortgage

Document Number	494820
Date	Jun 26, 2018
Book Page	006595/000135
Instrument	494820

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Warren County and Harmony Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Harmony Township
Unified School District	Harmony Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,100 (-) Land $63,500 Building $176,600	$240,100 (-) Land $63,500 Building $176,600
2025	$6,399.00 (-1.66%)	$240,100 (-) Land $63,500 Building $176,600	$240,100 (-) Land $63,500 Building $176,600
2024	$6,507.00 (+7.73%)
2023		$240,100 Land $63,500 Building $176,600	$240,100 Land $63,500 Building $176,600
2022	$6,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	200 (1978–2023)
Claims Outside the SFHA	45 of 200
Most Recent Claim	Jul 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jul 2006 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40

May also be available: Verizon.

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