2782 W Winds Dr, Morganton, NC 28655 Property Records

Burke County property record for 2782 W Winds Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,529 sqft · built 1992
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2020)
Tax Bill	$2,828 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2713788574`

Property Details

APN / Parcel Number

Primary APN	`2713788574`
Alternative APN	`46117`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,529 sqft Living Area
1st Floor Area	1,330 sqft
Basement Area	475 sqft
Unfinished Basement	475 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	637 sqft
Deck Area	88 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2782 W WINDS DR
City	MORGANTON
State	NC
Zip	28655-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2782 WEST WINDS DR MORGANTON, NC 28655
Legal Subdivision	EAST WINDS SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2008
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2782 W WINDS DR, MORGANTON, NC 28655-6617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Feb 5, 2014 · Amount on Record
Deed Document Number	202041010
Deed Book / Page	2468 / 929
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 8, 2020
Property Address	2782 W WINDS DR, MORGANTON, NC 28655-6617
Document Number	0024680929
Book / Page	002468 / 000929
Instrument Date	Jun 1, 2020
Instrument	41010
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2782 W WINDS DR MORGANTON NC 286556617, MORGANTON, NC 28655-6617

Mortgage

Document Number	24680932
Date	Jun 8, 2020
Book Page	002468/000932
Instrument	41011

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2782 W WINDS DR, MORGANTON, NC 28655-6617
Document Number	0022850042
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 W WINDS DR MORGANTON NC 286556617, MORGANTON, NC 28655-6617

Mortgage

Document Number	0022850042
Date	Mar 29, 2017
Book Page	002285/000042
Instrument	2745

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 27, 2018
Property Address	2782 W WINDS DR, MORGANTON, NC 28655-6617
Document Number	0023580700
Book / Page	002358 / 000700
Instrument Date	Feb 27, 2017
Instrument	18332
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 W WINDS DR MORGANTON NC 286556617, MORGANTON, NC 28655-6617

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,828.00 (+5.33%)	$395,890 (-) Land $32,128 Building $363,762	$395,890 (-) Land $32,128 Building $363,762
2025	$2,685.00 (-0.56%)	$395,890 (-) Land $32,128 Building $363,762	$395,890 (-) Land $32,128 Building $363,762
2023	$2,700.00	$395,890 Land $32,128 Building $363,762	$395,890 Land $32,128 Building $363,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

2782 W Winds Dr, Morganton, NC 28655 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on W Winds Dr

Nearby Streets

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