Kenton County property record for 2782 Shellbark Cir, Villa Hills, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · built 2023 |
| Owner | 2 Individual Names on File |
| Last Sale | $162,215 (Mar 2023) |
| Tax Bill | $7,183 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-00-01-121.00 |
| Primary APN | 001-00-01-121.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2782 SHELLBARK CIR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY VILLAGE SEC 6 LOT 121 |
| Legal Subdivision | SANCTUARY VILLAGE |
| Legal Phase | 6 |
| Legal Lot Number | 121 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 64001 |
2782 Shellbark Cir is owned and occupied by two individuals who bought it in March 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2782 SHELLBARK CIR, FT MITCHELL, KY 41017-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC |
| Mar 2, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Deed Document Number | 202389 |
| Deed Book / Page | 215 / 850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 2782 SHELLBARK CIR, FT MITCHELL, KY 41017-2020 |
| Document Number | 0000011719 |
| Book / Page | 442 / 127 |
| Instrument Date | May 20, 2026 |
| Instrument | 202611719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2782 SHELLBARK CIR, FT MITCHELL, KY 41017-2020 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011719, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 442/127 |
| Instrument | 202611719 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 28, 2023 |
| Property Address | 2782 SHELLBARK CIR, VILLA HILLS, KY 41017-2020 |
| Document Number | 0005900234 |
| Book / Page | KC 243 / 604 |
| Map Reference | MB1PG2308,2308A,2308 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 23082805900234 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FORT MITCHELL, KY 41017-2759 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2782 SHELLBARK CIR, VILLA HILLS, KY 41017-2020 |
| Document Number | 0005900235 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | KCM 487/411 |
| Instrument | 23082805900235 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 2, 2023 |
| Property Address | 2782 SHELLBARK CIR, VILLA HILLS, KY 41017-2020 |
| Document Number | 0005900089 |
| Book / Page | KC 215 / 850 |
| Map Reference | PL 2308,2308A&2308B |
| Instrument Date | Feb 1, 2023 |
| Instrument | 23030205900089 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3005 DIXIE HWY, EDGEWOOD, KY 41017-2352 |
| Name | Verified Name |
|---|---|
| Address | 211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759 |
The 2025 property tax bill for 2782 Shellbark Cir was $7,183.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Villa Hills City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,900 (-) Land $100,000 Building $624,900 | $724,900 (-) Land $100,000 Building $624,900 | |
| 2025 | $7,183.00 | $724,900 Land $100,000 Building $624,900 | $724,900 Land $100,000 Building $624,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2782 Shellbark Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2782 Shellbark Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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