2782 E Rader Rd, Warsaw, IN 46582 Property Records

Kosciusko County property record for 2782 E Rader Rd, Warsaw, IN 46582

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,080 sqft · built 1996
Lot Size	0.456 acres (19,848 sqft)
Owner	Individual Name on Record
Last Sale	$180,958 (Dec 2022)
Tax Bill	$542 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-726005-33`

Property Details

APN / Parcel Number

Primary APN	`029-726005-33`
Alternative APNs	`43-07-14-100-099.000-016` `00000051070` `2972600533`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,848 sqft (0.456 acres)
Lot Dimensions	129 ft deep x 153 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000051070
Street Address	2782 E RADER RD
City	WARSAW
State	IN
Zip	46582-6106
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESID
Legal Description	29-53-73.AA LOT 106 LESS E 42' & PT VAC STREETS OSWEGO WILLARDS ADD
Legal Range	6
Legal Township	33
Legal Section	14
Legal Subdivision	OSWEGO
Legal Lot Number	106
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	2
Census Block	2006
Census Tract	961300

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2782 E RADER RD, WARSAW, IN 46582-6106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage MILEND INC
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	2022121185
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2782 E RADER RD, WARSAW, IN 46582-6106
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 E RADER RD, WARSAW, IN 46582-6106

Mortgage

Document Number	2025121019
Date	Dec 29, 2025
Instrument	2025121019

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2782 E RADER RD, WARSAW, IN 46582-6106
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020041211
Date	Apr 29, 2020
Instrument	2020041211

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 29, 2022
Property Address	2782 E RADER RD, WARSAW, IN 46582-6106
Document Number	2022121185
Map Reference	MB 3 PG 306
Instrument Date	Nov 28, 2022
Instrument	2022121185
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2782 E RADER RD, WARSAW, IN 46582-6106

Mortgage

Document Number	2022121186
Date	Dec 29, 2022
Instrument	2022121186

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 6, 2020
Property Address	2782 E RADER RD, WARSAW, IN 46582-6106
Document Number	2020080320
Map Reference	MB 3 PG 306
Instrument Date	Jul 6, 2020
Instrument	2020080320
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2782 E RADER RD, WARSAW, IN 46582-6106

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$542.00 (+13.87%) Homeowner's exemption	$136,400 (+32.81%) Land $30,200 Building $106,200	$136,400 (+32.81%) Land $30,200 Building $106,200
2024	$476.00 (+16.67%)
2023	$408.00 (+61.9%)	$102,700 (+23.88%) Land $13,600 Building $89,100	$102,700 (+23.88%) Land $13,600 Building $89,100
2022	$252.00	$82,900 Land $9,300 Building $73,600	$82,900 Land $9,300 Building $73,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1985–2019)
Claims Outside the SFHA	11 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding, Feb 2018 · 4 claims Severe Storms, Tornadoes, And Flooding, Mar 2009 · 4 claims Severe Storms & Flooding, Jan 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect.

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