2782 E 1600 N, Layton, UT 84040 Property Records

Davis County property record for 2782 E 1600 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,860 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$647,377 (May 2022)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-144-0024`

Property Details

APN / Parcel Number

Primary APN	`09-144-0024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Basement Area	1,777 sqft
Unfinished Basement	1,777 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2782 E 1600 N
City	LAYTON
State	UT
Zip	84040-7789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 24, COTTONWOOD UNIT 1. CONT. 0.32 ACRES
Legal Subdivision	COTTONWOOD UNIT 1
Legal Lot Number	24
Legal Unit	1
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125908

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2782 E 1600 N, LAYTON, UT 84040-7789
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Mar 6, 2020	Warranty Deed, Transfer · FHA Mortgage VERITAS FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20223477586
Deed Book / Page	8012 / 129
Prior Transfer Date	May 13, 2022
Prior Transfer Doc	008012/129
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2782 E 1600 N, LAYTON, UT 84040-7789
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2792 E 1600 N 8, 8, LAYTON, UT 84040-7789

Mortgage

Document Number	0008866/36
Date	Oct 31, 2025
Book Page	8866/36
Instrument	3640826

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	May 18, 2022
Property Address	2782 E 1600 N, LAYTON, UT 84040-7789
Document Number	008012/129
Book / Page	8012 / 129
Instrument Date	May 13, 2022
Instrument	3477586
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	REAL ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2782 E 1600 N, LAYTON, UT 84040-7789

Mortgage

Document Number	0003477587
Date	May 18, 2022
Instrument	3477587

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2782 E 1600 N, LAYTON, UT 84040-7789
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	COTTONWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7743/1110
Date	Apr 21, 2021
Book Page	7743/1110
Instrument	3374120

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 6, 2020
Property Address	2782 E 1600 N, LAYTON, UT 84040-7789
Document Number	7464/2078
Book / Page	7464 / 2078
Instrument Date	Mar 2, 2020
Instrument	3232161
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2782 E 1600 N, LAYTON, UT 84040-7789

Mortgage

Document Number	3232202
Date	Mar 6, 2020
Instrument	3232202

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,101 (+4.73%) Land $166,128 Building $186,973	$642,000 (+4.73%) Land $302,050 Building $339,950
2025	$3,212.00 (+4.15%)	$337,150 (-42.56%) Land $153,977 Building $183,173	$613,000 (+4.43%) Land $279,958 Building $333,042
2024	$3,084.00 (-2.06%)
2023	$3,149.00 (-5.61%)	$587,000 Land $226,293 Building $360,707	$587,000 Land $226,293 Building $360,707
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 69% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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