27818 Arrowhead Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 27818 Arrowhead Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,533 sqft · built 2007
Lot Size	0.168 acres (7,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Apr 2015)
Tax Bill	$3,499 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`402334427005`

Property Details

APN / Parcel Number

Primary APN	`402334427005`
Alternative APNs	`00713550080008` `10004624836`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,533 sqft Living Area
Gross Area	3,371 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,308 sqft (0.168 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	468 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Slab
Porch Area	370 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00713550080008
Street Address	27818 ARROWHEAD CIR
City	PUNTA GORDA
State	FL
Zip	33982-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CG
Legal Description	CALUSA CREEK LT59 3303/281 3962/254
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	CALUSA CREEK
Legal Tract	CAL
Legal Lot Number	59
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4041
Census Tract	10200

Owner

Source: Charlotte County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2015 · Amount on Record
Deed Sale	Apr 14, 2015 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	20152343678
Deed Book / Page	3962 / 254
Last Transfer Date	Oct 9, 2025
Transfer Doc	0003576765
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 10, 2025
Property Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Document Number	0003576765
Map Reference	MB 20 PG 3&3A-3K
Instrument Date	Oct 9, 2025
Instrument	3576765
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048891910
Date	Dec 8, 2021
Book Page	4889/1910
Instrument	3031681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	27818 ARROWHEAD CIR, PUNTA GORDA, FL 33982-4800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043780140
Date	Nov 12, 2018
Book Page	4378/0140
Instrument	2660980

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,499.00 (+2.94%) Homeowner's exemption	$231,695 (+2.9%)	$343,426 (-6.62%) Land $30,941 Building $312,485
2024	$3,399.00 (+28.75%) Homeowner's exemption	$225,165 (+30.47%)	$367,775 (+0.44%) Land $36,401 Building $331,374
2023	$2,640.00 (-18.62%) Homeowner's exemption	$172,586 (-18.68%)	$366,163 (+15.89%) Land $33,401 Building $332,762
2022	$3,244.00 Homeowner's exemption	$212,240	$315,952 Land $22,441 Building $293,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Arrowhead Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures