Covington County property record for 27817 Harbor Rd, Andalusia, AL 36421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,661 sqft · built 2014 |
| Lot Size | 1.17 acres (51,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (May 2024) |
| Tax Bill | $1,058 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 23-07-06-23-0-001-006.015 |
| Primary APN | 23-07-06-23-0-001-006.015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,661 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Safe Room | Safe Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 51,383 sqft (1.17 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Garage Area | 1,168 sqft |
| Carport | Carport |
| Carport Area | 1,168 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Deck Area | Deck Area |
| Utility Building | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 23424694 |
|---|---|
| Street Address | 27817 HARBOR RD |
| City | ANDALUSIA |
| State | AL |
| Zip | 36421-2087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB/PG>2024/7989 JSD 5/16/2024 LOT 16 HIDEAWAY HARBOR SUB PB 7 PG 6 SEC 23 T5N R15E |
| Legal Range | 15E |
| Legal Township | 05N |
| Legal Section | 23 |
| Legal Subdivision | HIDEAWAY HARBOR |
| Legal Lot Number | 16 |
| Jurisdiction | COVINGTON AL |
| Township / Civil Division | ROSE HILL-GANTT |
| Census Block Group | 1 |
| Census Block | 1131 |
| Census Tract | 961600 |
27817 Harbor Rd is owned by two individuals who bought it in May 2024.
Source: Covington County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 MARYLAND BLVD, MEXICO BEACH, FL 32456-0147 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2023 | Survivorship Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| Jan 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on File |
| Deed Sale | May 16, 2024 · Amount on File |
| Prior Sale | Jan 26, 2023 · Amount on File |
| Deed Book / Page | 2024 / 7989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Jan 26, 2023 |
| Property Address | 27817 HARBOR RD, ANDALUSIA, AL 36421-2087 |
| Document Number | 02023/1533 |
| Book / Page | 2023 / 1533 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jan 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 27817 HARBOR RD, ANDALUSIA, AL 36421-2087 |
| Document Number | 0020231536 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023/1536 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COVINGTON AL |
| Recording Date | Jan 7, 2022 |
| Property Address | 27817 HARBOR RD, ANDALUSIA, AL 36421-2087 |
| Document Number | 002022/585 |
| Book / Page | 2022 / 585 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jan 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27817 HARBOR RD, ANDALUSIA, AL 36421-2087 |
| Document Number | 0002022588 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022/588 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 27817 Harbor Rd was $1,058, up 17.2% from the year before.
Source: Covington County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Covington County |
| Unified School District | Covington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,058.00 (+17.17%) Homeowner's exemption | $78,368 (+122.51%) Land $15,400 Building $62,968 | $391,840 (+11.31%) Land $77,000 Building $314,840 |
| 2024 | $903.00 (-50.08%) Homeowner's exemption | $35,220 (+5.1%) Land $5,940 Building $29,280 | $352,020 (+5.05%) Land $59,400 Building $292,620 |
| 2023 | $1,809.00 (+140.88%) | $33,510 (-39.76%) Land $6,930 Building $26,580 | $335,100 (+20.48%) Land $69,300 Building $265,800 |
| 2022 | $751.00 | $55,628 Land $11,000 Building $44,628 | $278,140 Land $55,000 Building $223,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 27817 Harbor Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27817 Harbor Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BuzzBroadband Fiber | 2,000 / 2,000 |
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