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2781 Tree Meadow Loop, #LO, Apopka, FL 32712 Property Records

Orange County property record for 2781 Tree Meadow Loop, #LO, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,514 sqft · built 2007
Lot Size0.414 acres (18,023 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Mar 2025)
Tax Bill$9,840 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-20-28-6099-00-380

Property Details

APN / Parcel Number

Primary APN18-20-28-6099-00-380
Alternative APNs
  • 282018609900380
  • 173040
  • 176359
  • 179933

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,514 sqft Living Area
Gross Area4,769 sqft
1st Floor Area2,846 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,023 sqft (0.414 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2781 TREE MEADOW LOOP, LO
CityAPOPKA
StateFL
Zip32712-6620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionOAK RIDGE SUBDIVISION PHASE 1 68/105 LOT 38
Legal Range28E
Legal Township20S
Legal Section18
Legal SubdivisionOAK RIDGE SUBDIVISION PHASE I
Legal Phase1
Legal Tract6099
Legal Lot Number38
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1028
Census Tract17813

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1307 HAMPSTEAD TER, OVIEDO, FL 32765-5118
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY FNDG MTG
Jan 2, 2019Deed of Trust, Mortgage · Line of Credit
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2025 · Amount on Record
Deed SaleMar 24, 2025 · Amount on Record
Prior SaleJun 1, 2022 · Amount on Record
Deed Document Number2025168412
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 1, 2022
Property Address2781 TREE MEADOW LOOP, APOPKA, FL 32712-6620
Document Number0000343277
Map ReferenceMB 68 PG 105-107
Instrument DateMay 26, 2022
Instrument20220343277
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyCONCIERGE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,257.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16812 CARAVAGGIO LOOP, 16812, MONTVERDE, FL 34756-3715

Transferred To (Grantee/Buyer)

NameVerified Name
Address12754 BUTLER BAY CT, WINDERMERE, FL 34786-6103

Mortgage

Document Number0000343278
DateJun 1, 2022
Instrument20220343278
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJun 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.87%
IndexOther
Max Rate9.87%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2781 TREE MEADOW LOOP, APOPKA, FL 32712-6620
Document Number0000263564
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2781 TREE MEADOW LOOP APOPKA FL 327126620, APOPKA, FL 32712-6620

Mortgage

Document Number0000263564
DateMay 1, 2020
Instrument263564
Lender
NameFIDELITY FNDG MTG
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2781 TREE MEADOW LOOP, APOPKA, FL 32712-6620
Document Number0000081267
Instrument DateJan 2, 2019
Transaction TypeMortgage
Record UpdatedFeb 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2781 TREE MEADOW LOOP APOPKA FL 327126620, APOPKA, FL 32712-6620

Mortgage

Document Number0000081267
DateFeb 8, 2019
Instrument81267
Lender
NameIBERIABANK
TypeBank
AddressAPOPKA, FL 32712
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 7, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$605,460 (-1.39%) Land $110,000 Building $495,460$605,460 (-1.39%) Land $110,000 Building $495,460
2025$9,840.00 (+2.29%)$613,970 (+10.11%) Land $110,000 Building $503,970$613,970 (+10.11%) Land $110,000 Building $503,970
2024$9,620.00 (+9.7%)
2023$8,769.00 (+100.76%)$557,604 (+75.49%) Land $110,000 Building $447,604$557,604 (+24.4%) Land $110,000 Building $447,604
2022$4,368.00 Homeowner's exemption$317,736$448,249 Land $75,000 Building $373,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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