2781 Tiara Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2781 Tiara Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1971
Lot Size	0.207 acres (9,055 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,495 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019.029.04004027`

Property Details

APN / Parcel Number

Primary APN	`019.029.04004027`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1971
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,055 sqft
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2781 TIARA DR
City	ARNOLD
State	MO
Zip	63010-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ROSEWOOD 3 PT LOTS 100 & 101
Legal Range	06
Legal Township	43
Legal Section	29
Legal Quarter	SE
Legal Subdivision	ROSEWOOD 3
Legal Block	4
Legal Lot Number	100-101 101
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2004
Census Tract	700122

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2781 TIARA DR, ARNOLD, MO 63010-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 31, 2020	Deed of Trust, Mortgage PNC BK
Apr 5, 2018	Deed of Trust, Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024
Deed Sale	Aug 5, 2024
Deed Document Number	2024R-019258
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2781 TIARA DR, ARNOLD, MO 63010-3027
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 TIARA DR, ARNOLD, MO 63010-3027

Mortgage

Document Number	0000027494
Date	Nov 1, 2023
Instrument	2023R-027494

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2781 TIARA DR, ARNOLD, MO 63010-3027
Document Number	0000029738
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 TIARA DR ARNOLD MO 630103027, ARNOLD, MO 63010-3027

Mortgage

Document Number	0000029738
Date	Aug 17, 2020
Instrument	29738

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 16, 2060

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2781 TIARA DR, ARNOLD, MO 63010-3027
Document Number	0000011970
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 TIARA DR ARNOLD MO 630103027, ARNOLD, MO 63010-3027

Mortgage

Document Number	0000011970
Date	Apr 23, 2018
Instrument	11970

Lender

Name	PNC BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,300 (+8.37%) Land $3,400 Building $19,900
2024			$122,300 (+8.04%) Land $17,800 Building $104,500
2023	$1,495.00	$21,500 Land $3,400 Building $18,100	$113,200 Land $17,800 Building $95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1993–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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