2781 Prospect St, Concord, CA 94518 Property Records

Contra Costa County property record for 2781 Prospect St, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,130 sqft · built 1947
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (May 2014)
Tax Bill	$5,867 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-022-013-4`

Property Details

APN / Parcel Number

Primary APN	`105-022-013-4`
Alternative APN	`105-022-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2781 PROSPECT ST
City	CONCORD
State	CA
Zip	94518-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	DORIS COURT ADDN LOT 13 BLK 10
Legal Subdivision	DORIS COURT ADD
Legal Block	10
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3016
Census Tract	335000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2781 PROSPECT ST, CONCORD, CA 94518-1020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	201484932
Last Transfer Date	Feb 24, 2023
Transfer Doc	0000017875
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 27, 2023
Property Address	2781 PROSPECT ST, CONCORD, CA 94518-1020
Document Number	0000017875
Map Reference	MB 9 PG 205
Instrument Date	Feb 24, 2023
Instrument	2023-017875
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2781 PROSPECT ST, CONCORD, CA 94518-1020

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2781 PROSPECT ST, CONCORD, CA 94518-1020
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 PROSPECT ST, CONCORD, CA 94518-1020

Mortgage

Document Number	0000029972
Date	Feb 1, 2021
Instrument	2021-029972

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2781 PROSPECT ST, CONCORD, CA 94518-1020
Document Number	0000015642
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2781 PROSPECT ST CONCORD CA 945181020, CONCORD, CA 94518-1020

Mortgage

Document Number	0000015642
Date	Jan 27, 2020
Instrument	15642

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2035

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,000 (+2%) Land $312,590 Building $149,410
2025	$5,867.00 (+4.96%) Homeowner's exemption	$452,942 (+4.04%) Land $306,461 Building $146,481
2023	$5,590.00 (+1.56%) Homeowner's exemption	$435,355 Land $294,561 Building $140,794
2022	$5,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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