2781 Pepper St, Sutter, CA 95982 Property Records

Sutter County property record for 2781 Pepper St, Sutter, CA 95982 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Dec 2020)
Tax Bill	$3,764 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Mortgage + 2 more
APN	`014-332-008-000`

Property Details

APN / Parcel Number

Primary APN	`014-332-008-000`
Alternative APN	`14-332-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	14-332-008
Street Address	2781 PEPPER ST
City	SUTTER
State	CA
Zip	95982-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRY SUBD LOT 19 AS SHOWN ON SUBD MAP RECORDED IN BOOK 12 OF SURVEYS, PG 150. (FROM RECORDED DOCUMENT/SJ)
Legal Subdivision	TERRY
Legal Lot Number	19
Jurisdiction	SUTTER CA
Township / Civil Division	SUTTER
Census Block Group	2
Census Block	2011
Census Tract	50800

Owner

Source: Sutter County records · APN 014-332-008-000

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Dec 14, 2020	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Dec 27, 2010 · Amount on Record
Deed Document Number	202020893
Prior Transfer Date	Aug 29, 2006
Prior Transfer Doc	0000021653
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 PEPPER ST, SUTTER, CA 95982-2151

Mortgage

Document Number	0000001617
Date	Feb 27, 2024
Instrument	2024-0001617

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jan 01, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Transaction Type	Mortgage
Record Updated	Aug 07, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004316
Date	May 18, 2023
Instrument	2023-0004316

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007222
Date	Jun 02, 2017
Instrument	2017-0007222

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Dec 14, 2020
Property Address	2781 PEPPER ST, SUTTER, CA 95982-2151
Document Number	0000020893
Map Reference	MB 12 PG 50
Instrument Date	Dec 09, 2020
Instrument	2020-0020893
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 PEPPER ST, SUTTER, CA 95982-2151

Mortgage

Document Number	0000020894
Date	Dec 14, 2020
Instrument	2020-0020894

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Sutter County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Elementary School District	Brittan Elementary School District (KG - 08)
Secondary School District	Sutter Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,764.00 (+2.37%) Homeowner's exemption	$353,952 (+4.04%) Land $70,357 Building $283,595	$353,952
2024	$3,677.00 (+1.35%)
2023	$3,628.00 Homeowner's exemption	$340,210 Land $67,626 Building $272,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061010508002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Race Telecommunications	Fiber	10,000 / 10,000
Xfinity	Cable	1,200 / 35
DigitalPath	Fixed Wireless	200 / 20
Corridor Wireless	Fixed Wireless (unlicensed)	100 / 100
Succeed.Net	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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