2781 Midway Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 2781 Midway Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,224 sqft · built 1907
Lot Size	17.1 acres (745,747 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Jan 2026)
Tax Bill	$3,012 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`450-0010-03070`

Property Details

APN / Parcel Number

Primary APN	`450-0010-03070`
Alternative APNs	`1193525` `1152892` `23061`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	745,747 sqft (17.1 acres)
Garage Area	1,126 sqft

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1193525
Street Address	2781 MIDWAY RD
City	DULUTH
State	MN
Zip	55810-2191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COM
Legal Description	NE1/4 OF SE1/4, EXCEPT THAT PART ENCLOSEDWITHIN THE FOLLOWING BOUNDARIES: BEGINNING ATA POINT 33 FEET WEST AND 1065.1 FEET
Legal Range	15W
Legal Township	49N
Legal Section	19
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1042
Census Tract	10200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2781 MIDWAY RD, DULUTH, MN 55810-2191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BANK OF COMMERCE
Feb 2, 2023	Transfer on Death Deed, Transfer
Aug 12, 2022	Transfer on Death Deed, Transfer
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Deed Document Number	20261525806
Prior Transfer Date	Jan 25, 2023
Prior Transfer Doc	0001461260
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 8, 2026
Property Address	2781 MIDWAY RD, DULUTH, MN 55810-2191
Document Number	0001525806
Instrument Date	Dec 29, 2025
Instrument	1525806
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,009.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 MIDWAY RD, DULUTH, MN 55810-2191

Mortgage

Document Number	0001525807
Date	Jan 8, 2026
Instrument	1525807

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0001525808
Date	Jan 8, 2026
Instrument	1525808

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2023
Property Address	2781 MIDWAY RD, DULUTH, MN 55810-2191
Document Number	0001461260
Instrument Date	Jan 23, 2023
Instrument	1461260
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2022
Property Address	2781 MIDWAY RD, DULUTH, MN 55810-2191
Document Number	0001449617
Instrument Date	Aug 10, 2022
Instrument	1449617
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	2781 MIDWAY RD, DULUTH, MN 55810-2191
Document Number	00A1370310
Instrument Date	Apr 1, 2019
Instrument	A1370310
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 MIDWAY RD DULUTH MN 558102191, DULUTH, MN 55810-2191

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,012.00 (+32.8%)
2025	$2,268.00 (+11.94%)	$296,400 (+38.5%) Land $94,900 Building $201,500	$296,400 (+38.5%) Land $94,900 Building $201,500
2024	$2,026.00	$214,000 (+15.93%) Land $74,300 Building $139,700	$214,000 (+15.93%) Land $74,300 Building $139,700
2022		$184,600 Land $66,900 Building $117,700	$184,600 Land $66,900 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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