2781 Johnson School Rd, Thaxton, VA 24174 Property Records

Bedford County property record for 2781 Johnson School Rd, Thaxton, VA 24174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1999
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2026)
Tax Bill	$407 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125 A 58`

Property Details

APN / Parcel Number

Primary APN	`125 A 58`
Alternative APNs	`12505800` `510658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	170,320 sqft (3.91 acres)
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2781 JOHNSON SCHOOL RD
City	THAXTON
State	VA
Zip	24174-3459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLAT TOP
Legal Subdivision	FLAT TOP
Legal Block	1
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1055
Census Tract	30403

Owner

2781 Johnson School Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Bedford County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2781 JOHNSON SCHOOL RD, THAXTON, VA 24174-3459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Jan 29, 2025 · Amount on File
Deed Document Number	20268237
Prior Transfer Date	Jan 6, 2025
Prior Transfer Doc	0000000107
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Aug 31, 2026
Property Address	2781 JOHNSON SCHOOL RD, THAXTON, VA 24174-3459
Document Number	0000008237
Instrument Date	Aug 27, 2026
Instrument	20268237
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JOHNSON SCHOOL RD, THAXTON, VA 24174-3459

Mortgage

Document Number	0000008238,
Date	Aug 31, 2026
Instrument	20268238

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2781 JOHNSON SCHOOL RD, THAXTON, VA 24174-3459
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010512
Date	Jul 20, 2021
Instrument	210010512

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	296 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	2781 JOHNSON SCHOOL RD, THAXTON, VA 24174-3459
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220012894
Date	Dec 5, 2022
Instrument	220012894

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	279 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2781 Johnson School Rd was $407.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$407.00	$99,500 (-) Land $26,600 Building $72,900	$99,500 Land $26,600 Building $72,900
2025	$407.00	$99,500 Land $26,600 Building $72,900
2023	$407.00 Additional exemption filed	$49,750	$99,500 Land $26,600 Building $72,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2781 Johnson School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Johnson School Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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