2781 Johnson Ln, Benton, AR 72019 Property Records

Saline County property record for 2781 Johnson Ln, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,049 sqft · built 2000
Lot Size	5.17 acres (225,205 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Oct 2024)
Tax Bill	$2,050 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`001-09022-002`

Property Details

APN / Parcel Number

Primary APN	`001-09022-002`
Alternative APN	`17058`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	588 sqft
1st Floor Area	1,461 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	225,205 sqft (5.17 acres)
Garage Type	Attached
Garage Area	840 sqft
Driveway	Driveway
Driveway Area	1,250 sqft
Porch	Open Porch
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17058
Street Address	2781 JOHNSON LN
City	BENTON
State	AR
Zip	72019-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W/2 SESE 2024-019184
Legal Range	15W
Legal Township	02S
Legal Section	07
Jurisdiction	SALINE AR
Township / Civil Division	NEWCOMB
Census Block Group	3
Census Block	3001
Census Tract	10508

Owner

Source: Saline County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MALVERN NATIONAL BANK
Oct 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LUMINATE HOME LOANS INC
May 9, 2024	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Oct 22, 2024	Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC
Jan 2, 2021	Loan Modification, Mortgage · Conventional Mortgage MALVERN NAT'L BK
Oct 2, 2020	Loan Modification, Mortgage MALVERN NAT'L BK
Apr 2, 2020	Loan Modification, Mortgage NOT AVAILABLE
Apr 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage THE MALVERN NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Document Number	2024-019184
Deed Book / Page	2024 / 019184
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005579
Date	Mar 10, 2021
Instrument	2021-005579

Lender

Name	THE MALVERN NATIONAL BANK
Type	Bank
Address	BENTON, AR 72015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019186
Date	Oct 22, 2024
Instrument	2024-019186

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	2523 S WAYZATA BLVD, MINNEAPOLIS, MN 55405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2034

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JOHNSON LN, BENTON, AR 72019-7836

Mortgage

Document Number	0000008062
Date	May 9, 2024
Instrument	2024-008062

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	2224 N REYNOLDS RD, BRYANT, AR 72022

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Oct 22, 2024
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Document Number	0000019184
Instrument Date	Oct 19, 2024
Instrument	2024-019184
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,168.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8963 HIGHWAY 298, BENTON, AR 72019-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JOHNSON LN, BENTON, AR 72019-7836

Mortgage

Document Number	0000019185
Date	Oct 22, 2024
Instrument	2024-019185

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Document Number	0000001335
Instrument Date	Jan 2, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15009 ALEXANDER RD SCOTT AR 721429361, SCOTT, AR 72142-9361

Mortgage

Document Number	0000001335
Date	Jan 19, 2021
Instrument	1335

Lender

Name	MALVERN NAT'L BK
Type	Bank
Address	LITTLE ROCK, AR 72210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2022

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Document Number	0000022987
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15009 ALEXANDER RD SCOTT AR 721429361, SCOTT, AR 72142-9361

Mortgage

Document Number	0000022987
Date	Oct 13, 2020
Instrument	22987

Lender

Name	MALVERN NAT'L BK
Type	Bank
Address	LITTLE ROCK, AR 72210

Agreement

Term	12 Months
Due	Oct 12, 2021

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Document Number	0000007566
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15009 ALEXANDER RD SCOTT AR 721429361, SCOTT, AR 72142-9361

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Apr 4, 2019
Property Address	2781 JOHNSON LN, BENTON, AR 72019-7836
Document Number	0000006056
Instrument Date	Apr 2, 2019
Instrument	2019-006056
Transaction Type	Construction Loan
Record Updated	Oct 14, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15009 ALEXANDER RD, SCOTT, AR 72142-9361

Mortgage

Document Number	0000006057
Date	Apr 4, 2019
Instrument	2019-006057

Lender

Name	THE MALVERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 2, 2020

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,502 (-) Land $15,910 Building $44,592
2024	$2,050.00 (+1.59%)
2023	$2,018.00 Homeowner's exemption	$60,502 Land $15,910 Building $44,592	$302,510 Land $79,550 Building $222,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Connect2First Fiber	1,000 / 1,000

May also be available: Verizon.

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