2781 Jessup Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2781 Jessup Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,632 sqft · built 1940
Lot Size	0.219 acres (9,522 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2020)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0010-0062-00`

Property Details

APN / Parcel Number

Primary APN	`550-0010-0062-00`
Alternative APN	`0046590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	833 sqft
2nd Floor Area	499 sqft
Upper Floors Area	499 sqft
Basement Area	833 sqft
Finished Basement	300 sqft
Unfinished Basement	533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,522 sqft (0.219 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2781 JESSUP RD
City	CINCINNATI
State	OH
Zip	45239-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS JESSUP RD 0.2186 AC PT LOT 2 D JESSUP EST SUB
Legal Subdivision	JESSUP EST SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20811

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 13, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Warranty Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	202049043
Deed Book / Page	14175 / 2994
Prior Transfer Date	Jun 23, 2009
Prior Transfer Doc	0000000469
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303

Mortgage

Document Number	0000005728
Date	Jan 28, 2025
Book Page	15341/150
Instrument	2025-0005728

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303

Mortgage

Document Number	0000087445
Date	Dec 13, 2023
Book Page	15061/1164
Instrument	2023-0087445

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 26, 2020
Property Address	2781 JESSUP RD, CINCINNATI, OH 45239-6303
Document Number	0000049043
Book / Page	014175 / 002994
Instrument Date	May 18, 2020
Instrument	49043
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 JESSUP RD CINCINNATI OH 452396303, CINCINNATI, OH 45239-6303

Mortgage

Document Number	49044
Date	May 26, 2020
Book Page	014175/002997
Instrument	49044

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (-0.11%)	$63,606 (-) Land $11,456 Building $52,150	$181,730 (-) Land $32,730 Building $149,000
2024	$3,540.00 (+1.17%)	$63,606 (-) Land $11,456 Building $52,150
2023	$3,499.00 (+14.5%)	$63,606 (+39.79%) Land $11,456 Building $52,150	$181,730 (+39.79%) Land $32,730 Building $149,000
2022	$3,056.00	$45,501 Land $10,245 Building $35,256
2020			$130,000 Land $29,270 Building $100,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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