2781 Grant Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2781 Grant Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 660 sqft
Lot Size	0.261 acres (11,408 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2022)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-155-001-012`

Property Details

APN / Parcel Number

Primary APN	`10-155-001-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	660 sqft Living Area
1st Floor Area	660 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	11,408 sqft (0.261 acres)
Lot Width	96 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2781 GRANT DR
City	READING
State	MI
Zip	49274-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 27 GINGER HILL HEIGHTS NO.2 SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	GINGER HILL HEIGHTS
Legal Lot Number	27
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

2781 Grant Dr is owned and occupied by an individual who acquired it in September 2024.

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2781 GRANT DR, READING, MI 49274-9224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Line of Credit CONSUMERS CREDIT UNION
Jul 12, 2022	Warranty Deed, Transfer SERVICELINK
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Oct 20, 2020 · Amount on File
Deed Document Number	2022592165
Deed Book / Page	1830 / 812
Last Transfer Date	Sep 25, 2024
Transfer Doc	01879/1175
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 15, 2026
Property Address	2781 GRANT DR, READING, MI 49274-9224
Document Number	0000623834
Book / Page	1924 / 163
Instrument Date	Jun 9, 2026
Instrument	2026623834
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 GRANT DR, READING, MI 49274-9224

Mortgage

Document Number	0000623835,
Date	Jun 15, 2026
Instrument	2026623835

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 20, 2046

Interest

Rate	6.3%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 12, 2022
Property Address	2781 GRANT DR, READING, MI 49274-9224
Document Number	001830/812
Book / Page	1830 / 812
Map Reference	LB 7 PG 18
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 JEFFERSON AVE, 845, DEFIANCE, OH 43512-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 HIGHLAND AVE, DOWNERS GROVE, IL 60515-2820

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 20, 2020
Property Address	2781 GRANT DR, READING, MI 49274-9224
Document Number	001776/731
Book / Page	1776 / 731
Map Reference	MB 7 PG 18
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	A429 STATE ROUTE 108, A429, NEW BAVARIA, OH 43548-9746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 GRANT DR, READING, MI 49274-9224

Mortgage

Document Number	0001776732
Date	Oct 20, 2020
Instrument	1776/732

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2781 Grant Dr was $2,393.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,600 (+6.39%)	$113,026 (+6.25%) Land $9,652 Building $103,374
2025	$2,393.00	$53,200	$106,375 Land $9,652 Building $96,723
2023		$50,200	$100,245 Land $9,652 Building $90,593
2021	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2781 Grant Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Grant Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grant Dr

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