2781 Cleo St, Delaware, OH 43015 Property Records

Delaware County property record for 2781 Cleo St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Lot Size	0.333 acres (14,505 sqft)
Owner	2 Individual Names on File
Last Sale	$762,300 (Aug 2025)
Tax Bill	$7,023 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`418-310-30-013-000`

Property Details

APN / Parcel Number

Primary APN	`418-310-30-013-000`

Exterior

Lot Area	14,505 sqft (0.333 acres)

Location & Zoning

Street Address	2781 CLEO ST
City	DELAWARE
State	OH
Zip	43015-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3518 BERLIN BLUFFS SEC 1
Legal Subdivision	BERLIN BLUFFS SEC 1
Legal Lot Number	3518
Jurisdiction	DELAWARE OH
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1016
Census Tract	11562

Owner

2781 Cleo St is owned by two individuals who bought it in August 2025.

Source: Delaware County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7390 S IOLA ST, ENGLEWOOD, CO 80112-3803
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2025	Survivorship Deed, Transfer · Unknown PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Deed Document Number	202517758
Deed Book / Page	2170 / 2583
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 22, 2026
Property Address	2781 CLEO ST, DELAWARE, OH 43015-4684
Document Number	0000020134
Instrument Date	Jul 17, 2026
Instrument	202620134
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 CLEO ST, DELAWARE, OH 43015-4684

Mortgage

Document Number	0000020134,
Date	Jul 22, 2026
Instrument	202620134

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2781 CLEO ST, DELAWARE, OH 43015-4684
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 CLEO ST, DELAWARE, OH 43015-4684

Mortgage

Document Number	0000023570
Date	Oct 6, 2025
Instrument	202500023570

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 5, 2025
Property Address	2781 CLEO ST, DELAWARE, OH 43015-4684
Document Number	0000017758
Book / Page	2170 / 2583
Map Reference	VOL2095 PG1330-1333
Instrument Date	Jul 17, 2025
Instrument	202500017758
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	KMA TITLE AGENCY LLC, OMEGA TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7390 S LOLA, ENGLEWOOD, CO 80112

Mortgage

Document Number	0000017759
Date	Aug 5, 2025
Instrument	202500017759

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2781 Cleo St was $7,023.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Berlin Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,023.00	$79,280 Land $58,280 Building $21,000	$226,500 Land $166,500 Building $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2781 Cleo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 Cleo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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