2781 4th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 2781 4th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,750 sqft · built 2018
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2019)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`350800 44 24D07`

Property Details

APN / Parcel Number

Primary APN	`350800 44 24D07`
Alternative APNs	`409244800090780004424` `40924480009`

Interior

Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft

Location & Zoning

Street Address	2781 4TH AVE SE
City	NAPLES
State	FL
Zip	34117-3785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 81 E 180FT OF TR 44 OR 713 PG 1405 O
Legal Range	28
Legal Township	49
Legal Section	7
Legal Subdivision	GOLDEN GATE EST UNIT 81
Legal Tract	44
Legal Block	1
Legal Lot Number	2
Legal Unit	81
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10428

Owner

2781 4th Ave SE is owned and occupied by two individuals who bought it in November 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
May 30, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Nov 12, 2019	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
May 9, 2018	Loan Modification, Mortgage FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	20195789068
Deed Book / Page	5694 / 844
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0050403070
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 4TH AVE SE, NAPLES, FL 34117-3785

Mortgage

Document Number	0062703549
Date	Jul 24, 2023
Book Page	6270/3549
Instrument	6431715

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	11904

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Jul 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 4TH AVE SE, NAPLES, FL 34117-3785

Mortgage

Document Number	0059030731
Date	Mar 4, 2021
Book Page	5903/731
Instrument	6013055

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053991324
Date	May 30, 2017
Book Page	5399/1324
Instrument	5411020

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	370 Months
Due	Mar 1, 2048

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 12, 2019
Property Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Document Number	0056940844
Book / Page	5694 / 0844
Map Reference	MB 5 PG 19&20
Instrument Date	Oct 25, 2019
Instrument	5789068
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2790 4TH AVE SE, 2790, NAPLES, FL 34117-3784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2781 4TH AVE SE, NAPLES, FL 34117-3785

Mortgage

Document Number	0056940846
Date	Nov 12, 2019
Instrument	5694-0846

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2781 4TH AVE SE, NAPLES, FL 34117-3785
Document Number	0055140075
Instrument Date	May 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2781 4TH AVE SE NAPLES FL 34120, NAPLES, FL 34120

Mortgage

Document Number	0055140075
Date	May 25, 2018
Book Page	005514/000075
Instrument	5561757

Lender

Name	FIRST GNTY MTG CORP
Address	TYSONS CORNER, VA 22182

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2781 4th Ave SE was $3,757 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,089 (+2.7%)	$479,147 (-1.3%) Land $124,215 Building $354,932
2025	$3,757.00 (+7.04%) Homeowner's exemption	$373,018	$485,471 Land $124,215 Building $361,256
2024	$3,510.00 (+1.15%)
2023	$3,470.00 (-1.98%) Homeowner's exemption	$351,947 (+3%)	$541,555 (+10.46%) Land $141,960 Building $399,595
2022	$3,540.00 Homeowner's exemption	$341,696	$490,275 Land $114,660 Building $375,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2781 4th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 468 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2781 4th Ave SE is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80

Cell Coverage

4G LTE only, no 5G reported

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